This sounds like another of the payday loan scam questions posted every hour here on AVVO. This is not the legitimate way for a debt collector to...

Got served summons to go to court for credit card and just received it but did not realized it since February on it

It appears to me that you do not understand the rules of civil procedure which apply to your case. Either hire an attorney to represent you or see...

You will have to ask netcredit. Their right to sue is clear, but whether they will ever sue is pure speculation. Take a look at all of your debt....

What defense can I use, and what laws have the debt collector violated? Refused to send itemized statement aftr several requests

Unfortunately the law regarding what a debt collector can provide in terms of "validation" of the debt is pretty unfair in my opinion. The debt...

Can I file for bankruptcy

The only way to know is to have a consultation with an experienced bankruptcy attorney in your neighborhood. It sounds like you need a fresh...

Will a ch13 reaffirm non-reaffirmed debt from a ch7 as it pertains to a mortgage? If so, is there a way to not reaffirm it?

Review this with your attorney prior to filing. Reaffirmation is a Chapter 7 concept, not a Chapter 13 concept. In Chapter 13, you specify in...

Can he have me charged with stalking if I text him, when I am a judgment collector who he owes money to. Do I have to stop texts

If he lied in court, and you can prove, put your proof in writing together with any documentation you have and submit that to the trustee if it was...

You need to figure out if you own an actual grave site, that is, you have a deed to the plot. If so, it goes on schedule A and you can the value...

Landmark collection agency threaten to have me arrested at my place of employment can this happen?

No it is an intimidation tactic employed by desperadoes who lack resources to use the courts to collect their debts legitimately. While this...

You have the right to have your debts reported properly on your credit report. He can write a dispute letter to each credit reporting agency and...