Archived
What can I do if I'm being threatened with jail time if the address that is on file with the debt collectors for a payday loan?
Blake's answer
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Answered on April 17, 2014
No legitimate debt collector operates in this manner. While these actions are violations of federal (possibly, state) laws, this type of conduct...
If a mobile home was not reaffirmed in a bankruptcy and you financed a new one then let that one go back is that fraud or illega
Blake's answer
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Answered on April 17, 2014
Don't let anyone tell you that reaffirmation will help you build your credit score, that just is not true. If you want your credit report to show...
Archived
Does my Widowed/Senior Mom owe a collection agency on the home she foreclosed on?
Blake's answer
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Answered on April 17, 2014
If she is on SS income, there is not much they can do except make threats. SS income cannot be garnished, neither can the bank account which...
Archived
I am looking to pay off debt and repair credit is it better to pay original creditor or settle with collection agency?
Blake's answer
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Answered on April 17, 2014
Paying off old debts will not help your credit rating very much, the damage has been done. The original creditor has charged off the debt, they...
Archived
How often do Payday lenders actually sue someone for a $300 debt in Texas?
Blake's answer
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Answered on April 16, 2014
This is not the behavior of any legitimate debt collected. More than likely a scam artist operating outside the law. Report them to your state...
Archived
Hold on my account
Blake's answer
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Answered on April 16, 2014
Assuming that attaching a bank account is permitted in PA (it is certainly legal in Ohio) then yes, they have a judgment against you and they are...
Archived
Can we settle on a default judgement when we were never notified of it?
Blake's answer
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Answered on April 16, 2014
He won, you lost. You could get a lawyer and see if you can file a motion to vacate the judgment. This won't make it go away, but it could give...
Archived
I need a bankruptcy lawyer for ch.7 in co springs asap.One with payment plans and options.Need to file within a week
Blake's answer
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Answered on April 16, 2014
You can find an attorney on AVVO or use the link below. Call the attorney directly and schedule a consultation. Many offer a free consultation...
Archived
Paid a debt two years ago now two other companies have threatened to come to.my home or job staying I haven't paid it
Blake's answer
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Answered on April 16, 2014
I have seen this dozens of times, people settle with debt collectors, then the debt collectors sell the unpaid debt to another debt buyer. An...
My wages are being garnished by Dodeka LLC. What can I do?
Blake's answer
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Answered on April 16, 2014
You will have to contact a consumer or bankruptcy attorney in your county. See if you can file a motion to vacate the judgment based upon the fact...
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