Can a collection agency call your supervisor, coworkers and friends. after you have already contacted the company themselves?

The conduct you are describing, assuming this is consumer debt and you are a consumer, sounds like a blatant violation of the Fair Debt Collection...

I received a hospital bill that states I have 10 days to pay. Is this legal?

I don't see anything illegal about this. They can demand payment in full on the day that services were provided if they wanted to. However,...

What happens when a 10 day demand letter is sent ?

If you are represented by counsel, you should direct all questions to them. If you are trying to settle an auto accident claim, there is no set...

Is a judgement due to a motor vehicle accident that is being paid considered an outstanding judgement?

It certainly sounds like a judgment, even if you are paying it. I assume you were in an auto accident and you did not have insurance, for example?...

Is it possible to own my home that was foreclosed on when I was in a chapter 13?

Ownership of real estate is determined by the deed to the home. Unless you sold or transferred the home, my guess is that you still own it. Consult...

Your rights with debt collectors are explained at www.naca.net. One such right is you can send a "cease contact" letter demanding that the...

Does banckruptcy chapter 7 stop garnishment

You probably should have sought bankruptcy advice six months ago. But yes, credit card debt is subject to a discharge in bankruptcy. Find a...

How does NJ handle child support income, specifically arrears, in Chapter 7 bankruptcy?

So you are the obligee, the person to whom the support is owed, and the person filing is the obligor? If there are any assets to liquidate, then...

How to collect a judgment for Civil Theft from person who lives in a community property state like California?

A skilled collections attorney can cut through all this for you. Certain transfers can be set aside as if they never happened, if they were done...

Filing a bankruptcy is not a "phone it in" type of thing. At least two or three meetings with your attorney, and at least one trip to court, are...