Archived
We filed BK on Chapter 7 in 2010 which included our loan on our property with BofA we have never received the deed released.
Blake's answer
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Answered on May 02, 2014
I think your options are to either the current mortgage holder (loss mitigation dept.) and ask them to accept a deed in lieu of foreclosure, or...
Archived
Can a collection agency legally freeze or garnish a bank account if you receive only social security disability benefits?
Blake's answer
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Answered on May 02, 2014
No it sounds like you have covered all the bases. May send a copy of the affidavit to the law firm itself so that they are on notice? Your...
Archived
Chapter 7 BK discharge.
Blake's answer
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Answered on May 01, 2014
If you have both the certificate and the proof that you sent both to your lawyer, I would be on the phone if not at the attorney's office every day...
Archived
Do we own our home and its equity?
Blake's answer
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Answered on May 01, 2014
If I understand correctly, your Chapter 7 has been discharged and the case is closed. I don't see anything which would prevent from getting an...
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Archived
Getting money from my ex's retirement soon. Wait to file chapter 7?
Blake's answer
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Answered on May 01, 2014
Getting it "rolled over" is the key, it has to get deposited into a retirement account, any ERISA qualified account would suffice. Find an...
Archived
I was in a foreclosure with a sell date I filled chapter 7 they sold my farm anyway the stay was still in affect what is my righ
Blake's answer
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Answered on May 01, 2014
You should review this with your attorney. Filing Chapter will only temporarily stop a foreclosure, without payment on the mortgage (or whatever...
If I use my house as collateral for a business loan, does that eat up my equity? effect of bankruptcy
Blake's answer
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Answered on May 01, 2014
If you are planning on filing for bankruptcy protection, review all of this with an attorney before taking any action. Transactions of this type...
Archived
Being sued by collection company and when asked to produce documents they provided a copy of a statement and
Blake's answer
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Answered on May 01, 2014
This sounds very typical for the dozens of junk debt buyer lawsuits I have successfully defended. You need a thorough understanding of the law of...
Archived
Is it permitted to open one's own business while still being under chapter 13?
Blake's answer
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Answered on May 01, 2014
Please review with your attorney before taking any action. Here in N.D. Ohio, this is addressed both in the fee agreement and in the terms of the...
Archived
Personal loan eight months overdue in California
Blake's answer
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Answered on May 01, 2014
There is no right or wrong way, if the person has paid by now I don't think a threatening letter will change their perspective. A small claims...
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