Archived
A credit card co. sold my discharged chap 7 unsecured credit card to a factoring co. and they are trying to collect a debt.
Blake's answer
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Answered on May 14, 2014
Your attorney in the Chapter 7 would jump on this. A discharge violation like this is a slam dunk based upon your facts. Call them now.
Archived
I filed for bankruptcy last week but failed to file form B21 within 72 hours. How do I move the court to vacate dismissal?
Blake's answer
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Answered on May 14, 2014
This is a classic example of why you should not be filing your own Chapter 7 bankruptcy. You have no procedures in place to follow the rules for...
Archived
I received a document about not paying a credit card and now I have to go see a lawyer?
Blake's answer
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Answered on May 14, 2014
You should go see a consumer attorney in your county. You may have a basis for defending the lawsuit, you may even have a counter-claim against...
Archived
Should I file Chapter 7 to get out of this house?
Blake's answer
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Answered on May 14, 2014
If it was the house alone, I don't know that I would opt for a bankruptcy discharge. At least here in Ohio, mortgage company practically never...
Archived
I am waiting on a discharge for a completed Chapter 13 BK. (Indiana) Can my house be foreclosed on before I get my discharge?
Blake's answer
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Answered on May 14, 2014
The mortgage company could do this if they received relief from the automatic stay. If you are in Chapter 13 you should have an attorney, they can...
Archived
Least expensive way to settle a credit card debt for $2600 from 8 years ago. I have been served by a court in Utah. I live in TX
Blake's answer
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Answered on May 14, 2014
If you have other debts besides this, you can file for bankruptcy protection for less than the debt amount and all dischargeable debts will be...
Archived
If a lien is put on my house, and I have no money to pay the debt, and I am not going to sell, can I forget the debt?
Blake's answer
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Answered on May 14, 2014
It is pretty rare for a judgment debtor to marshall the lien and foreclose on the house to collect on the debt, but I assume that is legal in your...
Archived
What is the best way to take care of an unpaid loan I did not take out and now I have collecting agencies asking for money?
Blake's answer
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Answered on May 14, 2014
If you have been the victim of Identity Theft do yourself a favor and take a look at the web site below. You have rights not only to make them...
Archived
#1 can i file Bankruptcy on my owned without a lawyer?
#2 will it take a lien that was place on my house 13 years ago?
Blake's answer
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Answered on May 14, 2014
The decision to file a bankruptcy is one which should be made after in-person consultation with an experienced attorney, not merely by posting a...
Archived
In Chapter 7 bankruptcy, can I discharge college related fees, non-tuition, non-room/board?
Blake's answer
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Answered on May 14, 2014
I have successfully discharged book store charges, unpaid tuition, college parking tickets and related fees in bankruptcy. Educational loans are...
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