Archived
I'm being sued for the theft of $360 dollars from a previous roommate that I didn't take. How can I combat this?
Blake's answer
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Answered on May 22, 2014
I don't know what you mean by "accused." If it is merely words, then there is nothing you can do, it is the norm in society that we all have...
Archived
I filed chapter 7 on Monday and my check was still garnished this week how do I get my money back?
Blake's answer
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Answered on May 22, 2014
Your attorney can help you with this. The way payroll systems are set up there was probably no way to actually stop the garnishment, you can get...
Archived
I owe money. My creditor is contacting my business associates. What is my recourse?
Blake's answer
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Answered on May 22, 2014
The business (not consumer) debt aspect and the original creditor aspect deprive you of remedies available under the Fair Debt Collection Practices...
Archived
I am on SSDI and being sued by Midland Funding for $3,025.31 for a debt they claim they bought from Chase. Can I defend this?
Blake's answer
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Answered on May 22, 2014
Consult with a consumer attorney from AVVO or use the link below. These Midland suits are very much something which an attorney can attack and...
Archived
I had ch 7 in nov. of 2009. my mortgage was included. bank took almost 4 years to foreclose. but they gave me loan modification.
Blake's answer
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Answered on May 22, 2014
I am not sure what your question is. The Chapter 7 would have wiped out the mortgage if you want to abandon the home. Doing the mortgage...
Maryland Credit Card Debt Statute limitations charge off or last payment ?
Blake's answer
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Answered on May 22, 2014
It is not charge off, it is the date the last payment was made. Depending on how your courts interpret what a "payment" is, it could also be the...
Archived
I received a credit card summons for court appearance. I am out of state and won't be going to court.
Blake's answer
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Answered on May 22, 2014
Normally in civil cases you have to file an answer, not make an appearance. You need to find an attorney in your area to review this complaint,...
Archived
I used a credit card in a family member's name. Can I include this debt in my chapter 13
Blake's answer
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Answered on May 22, 2014
No you can only include debts in your name.
Archived
I am in civil court and I filed a standard answer of denial of the accusations. whats my next step? Cuyahoga county ohio
Blake's answer
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Answered on May 22, 2014
The answer normally contains the counter-claim. In some instances, you must raise the counter claim or it is waived forever. Then again, I don't...
What if my disposable income will pay my creditors 100% in less than the 3 years?
Blake's answer
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Answered on May 22, 2014
It is not a requirement to pay back 100 percent in a Chapter 13. However, non-exempt equity in assets may dictate 100 percent plan and sometimes...
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