I owe criminal court cost and restitution of 35,000 dollars can I file bankruptcy on this amount?

Court fines are dischargeable in Chapter 7. Consult with an attorney about Chapter 13 options.

Can the state of iowa garnish my ssi?

Social Security is exempt from garnishment. Only the IRS gets a pass. Have you discussed this with the State of Iowa to see if something can be...

There is a collection agency saying that they have criminal complaint against me for a pay day loan is this possible?

No question this is a scam. Do not panic. Legitimate collection agencies don't operate this way. Report this fraudster to your state attorney...

I was sued by a credit card co and received a summons for a court date. I pd an agreed settlement. Do I have to go to court?

What would be the harm in showing up with written proof of all of this?

You can only succeed on a motion to vacate if you can prove that you did not ever receive notice of the lawsuit. The Statute of Limitations may...

Can I stop the bank from foreclosing on my home refiling a Chapter 7 that was dismissed?

Chapter 7 does not require payments to the Court. Chapter 13 is the typical remedy to get caught up on past due mortgages. You could file another...

Hello, How do I reopen a closed bankruptcy? I need to reaffirm our mortgage loan so my husband can re-finance.

The Court will not allow you to reaffirm the mortgage at this point. You were wise not to reaffirm the mortgage it is a bad idea. I never...

There is not "getting it off" your credit report. You will need to retain an attorney to file a request with the court (motion) to vacate the...

What can I do to stop this harassment?

Find a consumer attorney on AVVO or use the link below. Ask if they will review the records to see if the collector is violating the applicable...

Chapter 7 bck and old inquiries on credit report

They don't "disappear," but they should only say "zero balance" in the amount due column and "discharged in bankruptcy" in the comments. If they...