I entered into a settlement agreement to make payments on a judgment against me, can I get the judgment removed now? How?

The creditor will not release the judgment until it is paid in full. This is their Ace card as far as getting paid. If they do, it is because...

While a debt collector would be liable under the Fair Debt Collection Practices Act for contacting a consumer known to be represented (assuming...

Does a creditor have to inform me that they are going to take my car back if it is surrendered in Chapter 7

They are supposed to file a motion with the Court for relief from stay (permission to come and get the car while the automatic stay is in place). ...

My son is 30 years old and has companies writing to him at our address chasing payment. Are we responsible as owners of house?

Unless you are the co - signer for the loan, the fact that you own the house does not make you responsible for the payment of his loans.

If filling BK 13. What does one tell current past due monthly bills like Utilities, Phone, Past Due Home Owner Association Dues?

I would not tell them anything before I filed. After I filed I would direct all inquiries to my attorney's office.

I getting threats from a Attorney claiming to filing charges with the State Attorneys General office regarding a debt.

This sounds like a scam. Legitimate debt collectors do not resort to these scare tactics. I would not pay them anything but I would report this...

Unless they went through the steps to register their interest as a lien on the property (not likely) then their mere possession of it does not...

Can a collection agency or their lawyer call themselves "creditor"?

I do not think this is deceptive, they are claiming to be the business to whom the debt is currently owed. Your rights with junk debt buyers are...

There is a garnishment on our bank account from a judgment in 2007.No one knew where the account came from is this legal ?

I am not sure from your question, but did you receive a copy of the summons and complaint? If you did, you should have fought the lawsuit,...

After a Ch.13 Bkrpty has been officially discharged, is there a law that says it HAS to remain on my credit reports for 7+yrs?

No they have a duty to accurately report what happened. You may want to review this with an employment attorney an employer is not supposed to...