If I file BK7 how do I keep my home & car? Can they be reaffirmed or exempt?
If I file BK13 what happens if income is low?
Blake's answer
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Answered on June 05, 2014
This question actually raises multiple questions. It would take about thirty minutes to adequately address all of this in person, let alone typing...
Can we exempt in bankruptcy a money market savings account?
Blake's answer
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Answered on June 05, 2014
You will to review this with an attorney prior to filing anything. If you don't understand the available exemptions for the assets you own, you...
What is next step after sending certified letter and not receiving a reply?
Blake's answer
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Answered on June 05, 2014
Depending on the amount of money involved, you can sue them in court. Find a collections attorney who knows how to get you paid on AVVO.
Archived
How do I get my mortgage company to report my payments to the credit agencies after filing Chapter 7?
Blake's answer
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Answered on June 05, 2014
You got some bad advice from the mortgage company. What you need to do is write a dispute letter to each credit reporting agency (TransUnion,...
I received a debt summons. I do not dispute the debt but I have no way to repay. What can I do? (Hendricks co. IN)
Blake's answer
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Answered on June 05, 2014
Is there a legal aid office anywhere near to you? Most consumer collection lawsuits can be defended if the consumer gets an attorney on their...
Archived
Can I get criminally charged for bad payday loans over 7 years old. I'm receiving calls very mean an threats of misdemeanors ect
Blake's answer
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Answered on June 05, 2014
No these are flaw threats. Report these spammers to the Ohio attorney generals consumer affairs division. Otherwise ignore them.
Archived
NEED FORMAL PDF COURT RESPONSE DOCUMENT FOR CREDIT CARD LAWSUIT
Blake's answer
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Answered on June 04, 2014
The problem with doing this yourself is that you may be waiving counterclaims or defenses not asserted if you just file a "form" answer with no...
Archived
A firm has threatened to execute a judgement on me. They said its already filed in superior court & they are debt collectors
Blake's answer
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Answered on June 04, 2014
By any chance is there a payday loan involved? If the suit is already filed you can check this your self- the superior court records are most...
Archived
Summoned to court regarding credit card collection debt, possible Judgement?
Blake's answer
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Answered on June 04, 2014
Re-consider your position. Doing nothing means they win by default. If you have money to settle for a lesser amount, find a consumer attorney on...
Archived
Can a debt collector's lawyer send you a letter to collect a debt after they have filed a lawsuit suing you for the same debt?
Blake's answer
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Answered on June 04, 2014
If you are represented by an attorney, the debt collector cannot contact you directly, knowing that you are represented by counsel. If you don't...
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