Archived
I have a judgement on my credit report that is 6 years old. There is only the case summary info- need more info - how do I get
Blake's answer
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Answered on June 25, 2014
Most court records are on line. There, you can find the name of the attorney who sued you on behalf of the creditor. I am not sure if your goal...
Archived
I HAVE A PAYDAY LOAN AND SOMENONE CALLED SAYING I AM FACING CHARGES OF A BAD CHECK AND BEING SUED. CAN I GO TO JAIL?
Blake's answer
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Answered on June 24, 2014
Consumers generally cannot be jailed for being unable to pay their debts. The collectors who don't even try to comply with consumer protection...
Archived
Cosigner on Loan threatening to sue.
Blake's answer
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Answered on June 24, 2014
Here in Ohio a cosigner is 100 percent responsible. If no one has paid, the co signer promised to pay. It is unconditional. Check with a...
Archived
I had a car accident on February 2013 without insurance. I owe $ 10,998.00 ?
Blake's answer
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Answered on June 24, 2014
Many states (Ohio does) allow for a "judgment suspension," where someone who drives with no insurance loses their license as a penalty. Check with...
Archived
If you are just receiving social security and ssi can a creditor garnish those wages in small claim court
Blake's answer
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Answered on June 24, 2014
No your social security is exempt, the SSI cannot be garnished either. There may be other assets out there but these two are "hands off" as far as...
Archived
I have payment arrangements for a judgment, the payments have been made. Can they now garnishee my disability payments
Blake's answer
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Answered on June 24, 2014
Disability income is exempt from garnishment. See a local consumer attorney about your rights with debt collectors, find one on AVVO or use the...
Archived
I received a MD Garnishment of property other than wages. What is my next step?
Blake's answer
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Answered on June 23, 2014
If you were sued, it would have been good to see an attorney back then to determine what your rights are. However bankruptcy may still be an...
Archived
Is there a legal way?
Blake's answer
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Answered on June 23, 2014
The federal Truth in Lending Act contains protections for the consumer in non-business loans. Find an attorney to see if there is a basis for...
Archived
Debt went to collections. The CA has contacted me and not sent info as of yet. It's been over 5 days. What should I do?
Blake's answer
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Answered on June 23, 2014
Here is list of attorneys who deal with debt collectors and enforce consumer rights under various laws. If you are going to pursue violations of...
Is DM and Associates a real debt collector or am I getting scammed?
Blake's answer
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Answered on June 20, 2014
I would not pay them if I were you. You would re-start any applicable statute of limitations by paying. You should however keep careful records...
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