Phone call regarding debt from 2007?

This does not sound at all like a legit company; rather, it sounds like a phishing scam to scare you into giving up credit card/bank account/or...

If stature of limitations has expired on collecting debt and the borrower has settled with the creditor can they still sue ?

By making a payment, you re-start the statute, even if it has expired. Depending upon your state laws, even the promise to pay can re-start. So...

What kind of lawyer would i need to take a car from someone who fails to make payments on time.

Not sure you can take the car back as in a lease arrangement the vehicle normally stays in the name of the leasing company, you are merely...

Is this legal or should I worry about this happening?

This has all the classic indications of a payday loan scam artist. You will not go jail, that threat alone is a major violation. However, when a...

Do I still need to file an answer with the court and the plantiff?

I write only to urge you to consider the great success rate that consumer attorneys have defeating the vast majority of junk debt buyer cases. At...

How do I file a motion to stop creditors from levying my bank account or wages

You would have to file a motion in the Court which issued the judgment, a motion to vacate the judgment. This would, if successful, show that the...

Creditor will fix credit report, will not respond to disputes.

The dispute is to the credit reporting agency, such as TransUnion, not to the creditor. You may have rights to enforce under the Fair Credit...

I wrote a check to a pay day loan company, is there a statue of limitation on how long they can try to recoup the money back?

Each state sets a statute of limitations for debt collection, depending upon the nature of the debt. You can research this for your by using...

The Federal Trade Commission website has a great section about ID theft like this. The steps you need to take are listed out in detail, including...

How do I get in touch with a lawyer who handles large,accumulated credit card debts mainly from penalty fees?

You may want to get a second opinion as to bankruptcy options. The bankruptcy laws exist to give the honest but unfortunate person a chance for a...