Was contacted by an R&j consulting in CA saying I owed a $850 phone bill from 20 years ago.

This certainly sounds like a scam. Have you checked your credit report to see if the debt is listed there? I would not pay them anything. I...

I just discovered that my account has been frozen due to a default judgment 3 years I never received summons for. What are my

Here in Ohio the answer is governed by our rules of civil procedure. I am sure your state has something roughly equivalent. The idea is that if...

Please can I get any help from a law firm in answering admissions and enterrogatories from 3rd party debt buyer lawyer?

While no one can complete these forms for you, the facts you describe may present an interesting lawsuit against the debt buyer. You should go at...

Does settling or losing a lawsuit bar me from filing a FDCPA suit?

Generally, no, the FDCPA is there to protect consumers regardless of the validity of the underlying debt. However before you do something which...

Before you pay them anything, I would try to meet with a consumer attorney in your area. This has all the hallmarks of a scam operation. While...

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Is there a minimum notice period I must receive regarding a due payment before I am sent to collections for that charge?

I am not aware of any minimum period of time by state law, but have you tried to contact the apartment manager to see if some thing could be worked...

Can i be served at place of employment

I am not sure what you are asking, you can be served at your place of employment, but normally you are served at your residence depending on your...

Im in Wisconsin, my Chapter 13 was dismissed March 17, 2009.

If you case was dismissed, then you are no longer under the protection of the bankruptcy court and creditors are free to contact you and collect...

This has all the earmarks of a scam operation. If that had a summons, they would serve it and proceed with their lawsuit. The more outrageous the...

Can medical bills be discharged by filing bankruptcy?

Basically any type of consumer can be discharged, the exceptions listed in the code being domestic support obligations, certain tax debts, most...