It is hard to imagine a valid reason to re-open a bankruptcy to add something. Even if you left out a creditor, in a no asset case the debt is...

I have debt that I acquired while living in NY, I moved to IL almost 2 years ago. Which state laws do I follow?

I assume your question is what state law applies if you are sued. It is normally the law of the jurisdiction where you are sued, in Illinois since...

I have received a Consent Judgment but can not afford proposed monthly payments, what can I do?

There is no substitute for sitting down face to face with a local experienced bankruptcy attorney. The problems you have are classic indications...

Is this really a mediation firm?

Even though the FDCPA does apply to the collection of a consumer debt, what you are describing is a rampant scam taking place nation-wide. Because...

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You may have rights under California state law. But most courts side with the creditor in the sense that the creditor only has to come up with...

You would have to review your agreement with the creditor, but I am curious what your authority is for not suing you after you failed to pay on a...

I went bankrupt 6 months ago and surrendered my house, I'm still living there, do I have to pay sewer tax still.

Review this with your attorney, but generally no, as to sewer taxes which arose prior to the filing of the petition, yes as to sewer taxes which...

Proceed with caution. Payday loan debt collections scams are rampant. Here is a link to an identical scam operation recently shut down by the...

How do I get satisfaction of judgement

I agree that no satisfaction of judgment will be issued until the judgment is in fact satisfied.

Once they have the judgment, the next step is trying to collect. You are correct that the SS retirement cannot be garnished it is exempt from...