Archived
I keep getting calls from a lawyer firm..they said they have check from 2010 that was written to a payday loan co..and they had
Blake's answer
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Answered on August 20, 2014
This sounds extremely fishy to me. Have you tried checking the bar association records to see if there is a lawyer or firm by that name? And...
Archived
I am receiving multiple requests to pay the same payday loan from multiple companies? How do I find out which is legit?
Blake's answer
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Answered on August 20, 2014
The only way to determine who is legit is by very very careful record keeping, such as the date the loan was taken out, terms of the repayment as...
Archived
Can a debt collector find out I bought a new car with cash? If so, can they take it?
Blake's answer
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Answered on August 19, 2014
Most states permit a "judgment debtors examination," where you are asked questions under oath about your assets, such as cars you own. If you lie...
Archived
Collection Filed Against Me With No Proof of Delivery
Blake's answer
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Answered on August 18, 2014
More information about your rights with debt collectors, including the right to request validation from them, can be found at the link below. In...
Archived
I have filed a Chapter 7 Bankruptcy....
Blake's answer
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Answered on August 18, 2014
You will need an attorney do not try to do this. A consumer bankruptcy is difficult enough, add the business factor and you are looking at a very...
Archived
If a collection agency has taken me to court what would the outcome be if i don't show up?
Blake's answer
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Answered on August 18, 2014
As Attorney Trevino has stated, a default judgment is on the horizon in that case. This means the collector can pursue non-exempt property. I...
Archived
How to stop collection harassment calls
Blake's answer
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Answered on August 18, 2014
This violates federal and, perhaps, your state consumer protection laws in several ways. However the behavior is so over the top that it sounds...
Archived
How can I clear a medical bill from my credit report that doesn't belong to me.
Blake's answer
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Answered on August 18, 2014
You have rights to correct errors on your credit report. The Federal Trade Commission has information on their web site or in October of 2013 I...
Archived
Can a collector refuse my payment?
Blake's answer
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Answered on August 18, 2014
This is a negotiation between two parties - no rules except what you agree to. If you want to resolve it that way, you will have to mail in the...
Archived
Can a debt collector get in trouble for doing trying various scare tactics?
Blake's answer
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Answered on August 18, 2014
You are not alone. Scams like this are rampant. Here is link to a similar operation recently shut down by the Federal Trade Commission. Consult...
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