This is why you should never sign a reaffirmation on a car note without a detailed understanding of what it means, especially in the event of...

Payday loan question

Here is link to a guide I wrote about this common scam. I hope you find it helpful.

How long does it take for a civil lawsuit to get over? How much burden of proof does the plaintiff need in a civil law suit?

Civil lawsuits can be over in 90 days or they can drag on for years. Your question does not state which "court of law" is in question here. ...

I am having difficulty collecting a payment for services from a company I have done work for.

Sometimes the state attorney general's office has an group of lawyers devoted to pursuing companies who don't pay their employees, subcontractors,...

Is there a statute of limitations to sue you for credit card debt in the state of Washington?

The statute of limitations may be a defense, but consumer attorneys have a tremendous success rate in getting these collections lawsuits dismissed....

I filed for chapter 13 bankruptcy in Jan. 2013. I did not write off any debt. I was injured in an accident the same year.

Review with your attorney of course, but a creditor who got notice of the bankruptcy and did not file a proof of claim by the "bar" date, their...

What are the debt collection laws in the State of Florida. My daughter was contacted at work about a car repossession.

A debt collector may be prohibited from calling you at work, but only if you notify them that your employer does not permit those types of calls at...

A judgment was file against my son and I in MO, they garnished his wages only now they are coming after my wages.

Yes, assuming that the judgment was valid, you are each 100 percent liable and they garnish you both until paid in full. Have you thought about...

I am a creditor, and I already have a money judgment against a debtor. He still does not pay me. I want to freeze his bank accou

The ability to attach the money in a bank account is a statutory beast, meaning that there are laws which describe how to do it found in your state...

I co-signed for a home loan years ago with 3 other people. They all filed bankruptcy am I responsible for repayment?

You are the "last man standing" so to speak. Unless the others reaffirmed the debt (highly unlikely) they have discharged their obligation and...