Archived
Can a collection agency continue their efforts to collect a debt that has been disputed w no resolution or judgment on it?
Blake's answer
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Answered on September 15, 2014
It sounds like they complied with the request for validation. A request for validation and a dispute of the debt are two (2) different animals. ...
Archived
Questions about filing Chapter 13 in Missouri
Blake's answer
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Answered on September 15, 2014
Sounds completely normal, but find another MO attorney to review this with. Consultations are normally free.
Here in OH we HAVE to pay the car...
Selected as the best answer
Archived
Student loan question. If I file for bankruptcy, will my student loan go away?
Blake's answer
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Answered on September 10, 2014
You may be eligible for an Income Based Repayment plan, but if you can't make those payments, they are generally not discharged in a bankruptcy...
Archived
I was sued on old credit card. Lawsuit was file in OK City. I moved to Dallas over a year ago. Can I file an answer via mail?
Blake's answer
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Answered on September 10, 2014
Yes you can answer by mailing in an answer. You will need to be familiar with the applicable rules of civil procedure which govern the filing and...
Archived
How does a collection agency obtain the contract to collect an overdue electric bill?
Blake's answer
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Answered on September 10, 2014
Normally the creditor (electric company) sells their defaulted accounts in bulk pursuant to a buy/sell agreement. However, in court, attorneys who...
Archived
What is the process for putting a judgement on someone credit report in virginia
Blake's answer
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Answered on September 10, 2014
You have to pay money to belong to Experian, Transunion and/or Equifax. It is substantial, so much that many creditors don't bother paying the...
Archived
Would chapter 7 be a wise option if I'm going to be divorced or legally separated soon and my wife will be living in the house
Blake's answer
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Answered on September 10, 2014
Divorce and bankruptcy often to hand in hand. Evaluate your unsecured debt (credit cards, medical bills, etc.), secured debt and income. Consult...
Archived
AMB. legal Services, LLC Collection Agency
Blake's answer
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Answered on September 10, 2014
Why don't you ask the person collecting the money how much is owed/paid? Ethics rules generally prohibit an attorney from soliciting the client,...
Archived
How long after filing for personal bankruptcy can you open an IRA?
Blake's answer
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Answered on September 10, 2014
No you don't have to wait at all. Open one any time you like.
If I had a Chapter 13 plan base amount set and I had paid more than the base amount why would that happen?
Blake's answer
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Answered on September 10, 2014
You should review this with your attorney. In addition to the debt you were repaying, the attorneys' fees and the Chapter 13 trustees' fees may...
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