I am being threatened after good discharge from Chapter 13 from Cash Call with whom I filed in my case in Alabama

You would welcome a lawsuit, as it would bring their carcass to the cold light of a courtroom. You have a wonderful counter claim if this happens....

How many credit counsling class do I take for chapter 7 bankrucpy

It is pre-filing consumer credit counseling and post-filing debtor education. These are your tickets in to and out of the bankruptcy court. In...

What do I do if a debt collector has served papers for a debt owed to a junior lienholder after a foreclosure?

The fact that you could not get someone to "work with you" is not a defense to a contract action. You signed the contract, I assume anyway. You...

Can bankruptcy be declared while having an active WC claim

We have a very dicey situation here in Ohio with worker's compensation. The exemption only applies to a claim in which benefits are not yet...

Yes one garnishment one right after the other. Have you considered a bankruptcy filing to stop the garnishment and get these people off your back?

If deficiency cure date passes, what now?

I hope you have an attorney to review this with. I am not clear if you are on the loan, but reaffirmation of a debt can have serious consequences,...

CC judgement and now receiving letter that a portion of my savings account was remitted to the court.

They can continue to garnish until the amount is paid in full. You can call the attorney's office to settle the account, but get everything in...

Have a judgement

The amount will increase due to interest being added onto the judgment. You either have to pay off the judgment or explore bankruptcy options, but...

I am thinking of filing Chapter 7, I am not able to continue to keep up with paying my debt. Can I keep my car?

Most likely yes. However you need to sit down with a consumer attorney in your area to review the market value of the car and the available...

V live in Kentucky and have a business of my own. one of my former employer owes me four thousand.what can I do to collect dead

If he won't pay you will have to sue to get a judgment. Once you have a judgment, you can start collecting. However, he may be judgment-proof,...