Debt Collection: Which qualifies as initial contact?

Yes, the law only requires that they mail it, it does not require that you actually get it. Consult with a consumer attorney for more details, and...

Selected as the best answer

Bankruptcy Mailing Matrix: Should I notify my employer about my bankruptcy since they are garnishing my paycheck?

The employer is merely following the orders of a court which issued the garnishment. So the key is to file the proper notice of bankruptcy filing...

More information about your rights with debt collectors can be found at the link below. I do not think, however, the police are interested in your...

What are the typical fees for executing a chapter 13 for a single male with a relatively small amount of unsecured consumer debt

Sounds like on the low side. Most of the time, the Court sets up a standard fee which all attorneys can charge without having to produce billing...

Scams over payday loan collections are so rampant I wrote a legal guide to determine how to spot the phonies, and also some recommendations about...

Garnishment

This does not sound legitimate to me and could be an attempt to have you give your personal information so they can commit ID theft. First of all,...

Can i sue somone that sued and was awarded a judgment against me? Although i havent made payments yet? (Pending my appeal)

I am not sure if I am following your question, but normally if you have a counter-claim against someone who is suing you, you have to bring that...

A year ago I filed for chapter 7 and had a discharge order. Does this encompass payday loans as well?

Scams like this are so common I wrote an AVVO guide to help consumers figure out whether or not the caller is legitimate or phony. Also there are...

What to do if collector tries to collect on debt that's past SOL and is no longer allowed to be reported to the credit bureaus?

You have the right to have the debt collector stop contacting you. Until you do so, they can ask you to voluntarily pay the debt, even if the...

If my wife and I were to file for separation/divorce can it be arranged that all credit card debt be transferred 100% to me.

Your divorce decree can specify that you will hold her harmless on the joint debt. If the card are in her name only, however, the creditor will...