Archived
I had a large credit card balance with "Big Bank". In 2009 I made verbal arrangements for partial payments. I made partial
Blake's answer
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Answered on December 16, 2014
It would be in the year you owed a payment but did not pay the contracted payment. That may be 2009 if am following you. The payments by verbal...
Archived
Is it legal for a collection agency to contact you and harrasment for a bill that is 14 years old?
Blake's answer
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Answered on December 16, 2014
Yes they can ask you to voluntarily pay the debt even if the statue of limitations has run. You do however have rights with debt collectors to...
Archived
Is it Legal for a car repossession agent to break in your Garage and take a vehicle along with your personal items?
Blake's answer
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Answered on December 16, 2014
I would be shocked if this was legal. Here in Ohio there cannot be a repo which involves "breaching the peace." In other words, OK to take the...
Archived
How should I handle this?
Blake's answer
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Answered on December 15, 2014
Scams like these come up so ofter I wrote an AVVO guide about what you can do. Report these scammers to the authorities! But don't send them any...
Archived
Judgments bank levies
Blake's answer
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Answered on December 15, 2014
Technically, no, if you observe all of the formalities, the bank account in the business name should be outside the collection efforts of the...
Archived
For credit card debt, will they take my car (which was paid for years ago)
Blake's answer
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Answered on December 15, 2014
Every state has some form of exemption laws, which identify by property category the dollar amount of a property which the debtor can keep. Here...
Archived
In civil cases, can the judgment vary from the amount asked?
Blake's answer
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Answered on December 15, 2014
Consolidation is typical where there are common issues of fact, witnesses, etc. It is in the interest of judicial economy as well as the...
Archived
Addition to question - preparing for bankruptcy?
Blake's answer
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Answered on December 12, 2014
I was focusing on the stage four breast cancer. I hope you are getting treatment for this. But if you need to file bankruptcy there are plenty of...
Archived
My question is on collection's
Blake's answer
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Answered on December 12, 2014
Perhaps but normally you would want to wait and see if they make more violations. And requests to cease contact need to be in writing since you...
Archived
Can my wages be garnished for a credit card debit that is 10 years old. credit collector bugging me everday.
Blake's answer
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Answered on December 12, 2014
You have rights with debt collectors and those rights apparently have been violated. Whether the collector is worth suing is another matter. But...
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