A "law office" is demanding I pay over the phone for a supposed bad check. Won't provide any info to me in writing.

Sounds like a scam. Here is a link to an article I wrote about collection scammers and what to do about it. Give it a thumbs up if you find that...

Portfolio Recovery debt collector Is Becoming a pain.

You have rights with debt collectors. One such right is to tell them to cease any contact with you. This should be in writing, I would even say...

If you have made the decision to file, then there is nothing to gain by speaking to them. They want money, you don't have any, end of discussion. ...

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Answers on what I can say on why I didn't report abuse regarding an need individual

I don't know what your question really is but if this is in the context of a criminal investigation I would not say anything without an attorney...

IS IT LEGAL TO GET CHARGED A FEE TO SET UP A MONTHLY PAYMENT ARRANGEMENT?

I am not sure that the FDCPA applies to a creditor collecting on their own debt. Perhaps the attorney is qualified as a debt collector, but I...

Credit card debt for a senior citizen unable to pay due to sickness

She could file for bankruptcy protection. But as Mr. Schwarz has pointed out, this seems like an unneeded act since her only source of income is...

No question, they can do this. It is spelled out in the fine print of your rental agreement.

If the Plaintiff is American Express, then that is who is bringing the lawsuit. You would have to conduct discovery in order to find out if the...

Once a debt buyer purchases an account, is the original creditor no longer involved in the action (i.e. a third party)

Yes, Citibank is out of the picture. Fortunately, for you, Midland may have substantial problems proving that they (Midland) has truly acquired...

I am not entirely sure what your question is, but if you truly never got notice of the lawsuit being filed, that should be sufficient grounds to...