Can i be forced to pay a debt that is not my debt, or have my credit ruined because of a collection agency

It is really not possible to answer the question without a review of more facts. I have personally defended lawsuits against family members from...

Scams like these come up so often on AVVO that I wrote a guide on how to spot them and what to do about them. Here is a link (below) to the guide,...

I have a $56k debt I cannot afford & is accruing at an astonishing 18% rate. For YEARS I've tried to negotiate a lower rate,

This is difficult to answer without knowing what the collateral is for the loan (this was a secured loan, right?) Can't imagine a bank lending...

I lost a in court against a credit card collector. A certified letter came to my address and place of employment but no one sign

Normally the creditor can garnish your wages, attach a bank account, or put a lien on real estate that you own. Your state law may prohibit one of...

Is there a form that should be used to file a Motion in the State of Ohio for an extension

There is no magic formula, just ask for the extension and provide the reason you gave. Be sure the check the rules of civil procedure for that...

My daughter and I are being threaten with a law suit and we have nothing, so what do i do know?

Well threats are one thing, lawsuits are another. Many threats can be made just to coerce you into paying something. If you are a senior citizen,...

I received a vm from two different numbers but from the same person. I am not sure who do I pay the debt to.

I would proceed with the assumption this is NOT legitimate. Scams with payday loan collection are so common that I wrote an AVVO guide on how to...

I filed Chapter 7 in Colorado in 2007. Had a vehicle financed through a Credit union in Texas.

There is probably more information needed to properly answer this, but normally Chapter 7 does not allow for modification of the credit union's...

My attorney that filed a chapter 13 did not file a pof for my mortage he said it was the banks responsibility is this right

I don't think anyone can say for sure without reviewing all of the documents. Sometimes I would go ahead and filed a proof of claim, if I was...

Can I be sued for a debt that I all ready have a judgment against me for?

I would not be so certain there are no consumer attorneys near you. I think they would be ready to travel to defend this one, if I understand your...