For private debt, the statute of applies in according to the state you reside or where the contract was written/signed/agreed?

There is no clear answer to this question. Some courts adopt the "forum" choice of law provisions, where they impose the law of the state where...

If I file a chapter 7 bankruptcy, can me and my spouse taxes be seized if it is deposited to a bank account that we are joint on

Please hire the attorney and follow their advice before spending any of the refund. While using the refund to pay your bankruptcy attorney is a...

I need to know if I can get a lawyer for this problem?

You need to start monitoring your credit report. You may be the victim of identity theft. You can get an annual credit for free once a year at...

I have a personal unsecured loan of about $16,000, can the lending company file a judgement against me for this amount?

There is not way to know without asking the lending company or their attorney, but if it is the amount that you are questioning, I have seen...

I'm in Indiana, I'm having wages garnished from chapter 13, can wages be garnished by additional creditor?

Only if it is child support or spousal support. Look at the terms of your wage garnishment from the Chapter 13 judge. It should say right in...

Received letter from law firm about debt

Yes you have the right to request validation. There is a time limitation, so don't delay. Debt collector must then cease contacting you until...

DISCOVERY DOCUMENTS ARE THEY TO BE......

It depends. Without knowing what the records are, it is not really possible to say. A party can certainly provide discovery in electronic...

It is difficult to figure out without looking at the document. Your best bet would be to take the document to an attorney in your area. A...

How can I get my money back from a bankruptcy lawyer isn't representing my case.

You should review your fee agreement with the attorney for Chapter 13 representation. The ones used here in Cleveland, OH, specify that if the...

Who can help us?

This is so outrageous it sounds like a scam. On the off chance there is a legit agency here, with insurance in place to cover their bad acts, then...