This a daily question here in AVVO. I wrote a guide to assist consumers in spotting scam collectors and what to do about them. Don't pay them any...

I received a letter from a debt collector for Sallie Mae. I have 30 days to verify/deny that the debt is mine. What should I do?

Private student loans are the worst debts you can have. They are not subject to income based repayment plans like federal student loans are. ...

"Praecipe to End, Settle, and Discontinue" civil judgment. Is this the same as having it vacated?

I don't know that you can remove a truthful, accurate judgment from your credit report. If it was not you, ID theft, etc., I would say yes. But...

I am seeking an experienced attorney in the vicinity of Montgomery County, Pa, who specializes in debt collections.

You can find one on AVVO using the "find a lawyer" tab. There are attorneys in PA whose entire practices are devoted to collections.

How can I know without a doubt whether or not I have a judgment against me?

You can pull your credit report once a year for free by going to www.annualcreditreport.com That should give you a good idea of your debts,...

If I file personal bankruptcy will it help to wipe my school loans & credit card debts.

You will have to contact the attorney yourself, this is not supposed to be a forum for attorneys to solicit potential clients. Generally credit...

How to sue collectors after winning a lawsuit against?

This probably should have been brought as a counter claim in the lawsuit. If you don't have a consumer attorney right now, find one on AVVO or use...

In Bankruptcy 13 and my wages maybe reduced significantly. How easy is it to lower plan payment?

Definitely need to sit down with your attorney and review the changes, this is a major drop in income. Getting a moratorium if you want to go look...

Review with your attorney of course. The trustee has no authority to keep money he or she is not entitled to, it either has to go to your...

Sounds like you need to do a motion to amend your schedules and a certificate of service showing that you notified them. It may not be too late to...