Archived
Old landlord of 4yrs ago is suing me garnishing my wage for 2,000 more than what I owe. Can I prevent this?
Blake's answer
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Answered on April 21, 2015
You can contact a local consumer attorney to see what your options are. I am afraid you are going to find out that the increased amount is for...
Archived
I am about 20,000$ in debt and my wages are about to be garnished for a debt that is 11,000 should I file bankruptcy?
Blake's answer
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Answered on April 21, 2015
Consult with a local bankruptcy attorney. We don't know all of the facts, your income for example. But it seems that a fresh start would be...
Archived
Can I included a 2nd mortgage or HELOC in a bankruptcy?
Blake's answer
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Answered on April 21, 2015
Yes you must include all debts in your bankruptcy, secured, unsecured, priority, everything. Then you have to decide how you are treat the secured...
Archived
How can I minimize the amount I will owe the bankruptcy trustee if my case cannot be filed the day after payday?
Blake's answer
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Answered on April 21, 2015
This is normally not a problem due to the availability of "exemptions." Exempt property refers to the property you get to keep regardless of the...
Archived
Does the FDCPA apply in a civil lawsuit for medical debt?
Blake's answer
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Answered on April 21, 2015
Can't really tell over the internet. Yes the FDCPA could apply, if there is a consumer, consumer debt and a debt collector involved. ...
Archived
I am nearing the end of my 60 month plan. I have never missed a payment. I was divorced last year. Will I have issues w/discharg
Blake's answer
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Answered on April 20, 2015
Please review all of this with your Chapter 13 attorney. There is a required affidavit regarding domestic support obligations, so make sure that...
Archived
What happens with a bill that was not included on my attorneys part?
Blake's answer
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Answered on April 20, 2015
Many details missing. Going to court for your first meeting of creditors? Just a guess on my part. Look at your petition, especially the page...
Is a balance owed to a college dis-chargeable in chapter 7 bankruptcy?
Blake's answer
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Answered on April 20, 2015
If there was a loan, and the loan was for educational purposes, then it is presumptively not discharged. Consult with your attorney for more...
Archived
Can my wife & I file bankruptcy for school loans that her son is not paying back & she co-signed for? Married 13yr
Blake's answer
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Answered on April 20, 2015
Discharging student loans in bankruptcy is extremely difficult and involves proving that you cannot maintain even a basic standard of living if you...
Archived
Debt collector called about a 10 year old bill and now says I have until the end of the day to pay or else I have to go to court
Blake's answer
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Answered on April 20, 2015
You have rights with debt collectors for consumer debts. Here is a link to those rights and attorneys who enforce them. If they have made a false...
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