Archived
Can I file a deed in Lieu on a rental property which was discharged in an Ohio chapter 7 even though my wife is still liable?
Blake's answer
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Answered on September 22, 2017
The deed in lieu requires the cooperation of the mortgage lender. If they do not accept delivery of the deed, then the deed cannot be filed with...
Do I need a lawyer to press charges on someone who was caught on camera vandalizing my car?
Blake's answer
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Answered on September 21, 2017
The lawyer who is "pressing charges" is the prosecuting attorney. I suspect in your city or county there is a "victim advocate" unit of the...
Archived
What will happen?
Blake's answer
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Answered on September 19, 2017
They are completely within their rights to sue him if the debt is not paid. Your state may allow for the creditor to seek other ways to re-coup...
My account says my case is closed , then it says in collections/charge-off, what does this mean?
Blake's answer
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Answered on September 18, 2017
Charge off is an accounting term. It means the original creditor can take a loss for that amount when they file their corporate taxes for the next...
Can I convert my Chapter 13 to a Chapter 7 if my spouse no longer wants to help me satisfy my Chapter 13 obligations?
Blake's answer
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Answered on September 15, 2017
This happens all the time. Your attorney can assist you. If you don't have an attorney, you need one now. You don't want to lose any non exempt...
Archived
I was never notified that I was being sued for a debt and now my wages are being garnished. Is there anyway to dispute ?
Blake's answer
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Answered on September 13, 2017
You may be the victim of "sewer service." Ask an Indiana consumer attorney about the rules for vacating a judgment based upon no service upon you....
Archived
We have a situation that we need to file a chapter 20 ? need to do a chapter 7 first then a chapter 20 right after.
Blake's answer
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Answered on September 13, 2017
The bankruptcy code places restrictions on getting a discharge in a bankruptcy filing, where there was a previous bankruptcy filing. The key is,...
Archived
CAN I SAY HONOR I DON'T UNDERSTAND MY RIGHTS THEREFORE AM ASKING YOU FOR TIME FOR PROPER.REPRESENT ATION
Blake's answer
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Answered on September 11, 2017
Yes you can say that. The Judge can say, too bad. By deciding to represent yourself, you are going to be held to the same standard as the average...
Archived
How much debt do I have to have to file bankruptcy, can I keep my house
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Blake's answer
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Answered on September 05, 2017
http://blakebrewerlaw.com/exemptions/
Here is a link (above) to an article I wrote about keeping your "stuff" (house, car, retirement accounts,...
Archived
Can I make money from profits of a sold home which is exempt and protected after my chap 7 filing date? before my trustee date?
Blake's answer
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Answered on August 31, 2017
Are you aware that you can convert an exempt into a non-exempt asset? And that if you do so, you will allow the trustee to use their powers to...
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