Fifteen percent of "disposable pay" (a defined term) is the standard for defaulting on federal student loans. You may be eligible to rehab the...

How do i collect a judgment from a person who works under the table? The only asset that I know he may have is a motorcycle

There are laws which protect a person's assets, even if they owe money. These are known as "exemption" laws, they place property beyond the reach...

What kind of lawyer should I talk to about my student loans? And can I file for bankruptcy?

There are attorneys who practices are exclusively or in part devoted to helping consumers find student loan resolution outside of bankruptcy court....

YES I RECEIVED A EMAIL THAT I FULLY PROSCUTED IN COURT HOUSE IN 48 HOURS IF I DIDNT RESPOND TO EMAIL WITHIN 48 HOURS ,

Scams like this are so common I wrote an AVVO guide on how to spot a scam and what to do about it. PS when they are going to prosecute you they...

I need to file Bankruptcy, what are the different types?

There are basically two different types of bankruptcy, Chapter 7 and Chapter 13, for attorneys. I put a link below to an article I just published...

Can the judge get a judgment on me?

Yes they can sue you. If they win, they can get a judgment. Now comes the hard part, can they collect from you. If you are on social security,...

Can I file for bankruptcy after a garnishment has already taken place?

Yes you can file for bankruptcy even after the garnishment has taken place. It sounds like you should have done this about six months ago. But...

Need to know about collection tactics

Sounds like a scam. While the actions violate consumer protection laws, they are so outrageous it is highly unlikely that anyone but a scam artist...

Can a Judgement be discharged in bankruptcy? I just got a judgement against me, can it be discharged in bankruptcy?

Last questions first: No your wife does not have to file if you file. Wife is generally not liable on the judgment if she was not sued along with...

'Investigator' told me I was being charged with a Class D Felony in CA for check fraud for a payday loan. HELP!

Scams like this are so common I wrote an AVVO guide on how to spot a phony collector and what to about them. PS When they are going to arrest...