Archived
I have a debt collector who calls me, my job, my corporate office daily, making threats to file charges on me for wire fraud.
Blake's answer
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Answered on October 07, 2015
Scams like this are so common that I wrote an AVVO guide on what do about them and how to spot them. Making false threats like this is classic,...
Archived
Bankruptcy private student loans
Blake's answer
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Answered on October 07, 2015
Yes you can list them in your bankruptcy. No, you won't get them discharged without additional litigation. You should consult with a bankruptcy...
Archived
If you receive a summons for private student loan debt are you having a lien placed against you?
Blake's answer
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Answered on October 07, 2015
I would urge you to consult with an attorney who deals with student loan issues before making any decisions. These lawsuits can be defended and...
Archived
Once a judgement has been entered against a person can late charges still be charged on the unpaid balance?
Blake's answer
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Answered on October 07, 2015
To answer this question, I think it would necessary to review the contract you signed in which you agreed to pay the monthly charges in the first...
Archived
Bank account lien/judgement/seizure from medical bills stemming from 2006 judgement. Bankruptcy best? or something else?
Blake's answer
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Answered on October 06, 2015
Borrowing more money to get out of debt? Curious about how that would work. It sounds like you have tried everything but now your money is being...
How do you stop junk mail after chapter 7 bankruptcy?
Blake's answer
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Answered on October 06, 2015
there is no way to stop it. Once you have filed, your name and mailing address are part of the public record.
Beats getting dunning letters,...
Archived
Debt incurred after filing for Chapter 7 bankruptcy, but before meeting of creditors
Blake's answer
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Answered on October 06, 2015
Please review this with your attorney. You are mixing up two different concepts. Debts which arose after the bankruptcy cannot be discharged in...
Archived
I took out a payday loan back in August of 2011 contacted by a company in 2013 when I settled and received a paid in full letter
Blake's answer
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Answered on October 05, 2015
This type of scam comes up so often on AVVO I wrote a guide about how to spot scams and what to do about them. Here is a link to the guide...
Archived
My mortgage lender did not reaffirm our house loan when we filed for bankruptcy (chapter 7). What are my legal obligations?
Blake's answer
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Answered on October 05, 2015
Please review this with the attorney who represented you in the Chapter 7 proceeding. Reaffirmation of debt is not necessary, and don't let anyone...
Archived
I received a notice that I'm being sued for a debt that I believe to be time-barred.
Blake's answer
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Answered on October 05, 2015
This could be a violation of the Fair Debt Collection Practices Act and possibly local consumer laws.
Consult with an attorney to review your...
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