Getting to get an old creditor to stop reporting a debt

If Jefferson Capital no longer owns the debt, they should not be reporting on the credit report. You should dispute this with any Bureaus that are...

I received a call stating I have a court ordered judgment to pay a debt, but I never received a notice to go to court

No, you cannot go to jail for having a debt in the State of Ohio. You may, however, want to check your credit report to see if there actually is a...

Can i get arrested for not paying back a payday loan?

While I agree with my colleague, I have seen a lot of bad debt collectors also try to use this trick. More likely than not, this is a debt...

What do i need to do to dispute things on my credit report that i have no idea where they came from?

You really have 2 choices. You can write a letter to the 3 bureaus (via snail mail) and dispute each account you do not believe is accurate....

Does a 3rd party debt collection agency collecting on a local SD tax debt have to abide by FDCPA regulations?

The Fair Debt Collection Practices Act (FDCPA) prohibits certain conduct by ALL debt collectors. A debt collector may not use any false or...

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Can I sue a debt collection agency for reporting a debt that they said they would remove from my credit report after I paid it?

Before jumping into a lawsuit, you should first dispute the reporting with the Credit Bureau(s) and with the collector. Send certified letters to...

In Ohio it is called the "Necessities Law". In short, it means that a spouse is responsible for the cost of the necessities for their spouse (i.e....

The first step would be to dispute the information with the 3 major credit bureaus. Do this via regular mail, not on-line. You should also send a...

Credit Reporting

I agree with Attorney Earl. However, I would first get a copy of your credit report to see which bureaus are even reporting it. I use...

Can process server serve me with charges for a payday loan

I hear stories like yours all too often. Legitimate debt collectors do not need to threaten you. They also have support information on the debt....