Archived
Can I sue the lenders of my home loan for put my home into foreclosure and advertising it in the newspaper when it was in modifi
Stefen's answer
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Answered on September 12, 2016
Assuming you have been extended a loan modification offer, this can still nonetheless occur.
If you do not have legal counsel you should contact...
Archived
Do I have to make my car payment once I file for chapter 7 bankruptcy?
Stefen's answer
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Answered on September 12, 2016
If you do not make the requisite payments on your auto loan, the finance company may thereafter exercise the right to repossess, irrespective of...
Archived
How do I start to file bankruptcy in New York State?
Stefen's answer
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Answered on September 12, 2016
The best initial step to take is to contact with a Bankruptcy attorney in your immediate area to schedule an initial consultation.
For that...
Archived
When you file chapter 13. How long does it take for creditor to get something about you filing?
Stefen's answer
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Answered on September 12, 2016
The Court sends immediate notice of your filing via standard U.S. mail. As such, there is always a human element associated with delivery, as well...
Archived
Declared Bankruptcy 3 Years ago 2nd Mortgage Written off 4 years ago and just Sold to new lender
Stefen's answer
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Answered on September 12, 2016
Unless you Reaffirmed the debt during the pendency of your Bankruptcy (which is not typically advised by most attorneys), then you Discharged the...
Archived
Name on Foreclosure & conf. deed not identical to deficiency judgment? Is this still valid?
Stefen's answer
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Answered on September 12, 2016
To be personally liable for the deficiency balance, the Plaintiff would have had to name you individually as Defendant(s) in the original...
Archived
If 2 mortgagees finance a home, does the mortgage have to list the percentages of each lender's share?
Stefen's answer
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Answered on September 12, 2016
Real property finance agreements normally consist of a Note and Mortgage. The Note specifies the sum borrowed and terms of repayment. The...
Archived
When is a foreclosure added to your credit report?
Stefen's answer
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Answered on September 12, 2016
The individual who holds the mortgage can report the status of the loan to credit reporting agencies.
Otherwise the Court in which the matter is...
Archived
If the person has never been served but the person gets a judgement against them what happens then just asking questions
Stefen's answer
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Answered on September 11, 2016
No. A Defendant must be served with a Complaint in order for a creditor to thereafter obtain a Judgment.
That being said, this may be a...
Archived
We will get approved for a new mortgage after settling on our second mortgage last May?
Stefen's answer
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Answered on September 11, 2016
That event will probably be considered by your intended mortgage lender. However it will not necessarily be the predominant factor upon which...
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