My husband just died leaving a lot of credit debt, should I think about debt relief or Chapter 7?

If the debt is only in your husband's name you may not necessarily be liable for those obligations, and in such case, you may not have to file...

"Will a payment in full agreement hold up in court, if it contained a mistake in their error?"

You may have a valid defense. However, I would suggest that you have an attorney review the agreement and proof of payment to provide such an...

If the property is in poor or uninhabitable condition, it may diminish the mortgage company's interest in pursuing title. Consequently it would be...

Line of Credit on House included in Bankruptcy 6/07. BOA never followed through with to take house

The mortgage company has no obligation to foreclose and/or take possession of the property just because the borrower has filed a Bankruptcy and...

Are debt buyers required to produce a signed application if it is requested by the debtor?

Yes, if the application exists and is available to that creditor. However, please be mindful that account applications do not have to be signed. ...

Am I responsible for the difference on my foreclosure?

Mortgage companies may collect upon deficiency balances following sale of a parcel of real property for less than the amount due on the Note. ...

How should I file for bankruptcy because of credit cards ?

Most credit card issuers will consider working-out installment payment plans and even discounted lump-sum solutions. However, you will typically...

I was just notified that my wages are being garnished is there anything I can do

There is always the possibility of working-out a lump-sum settlement with the creditor's legal counsel. However, at this point it is not very...

Can I take a vehicle co signer to court for not making payments and damaging my credit?

Prospectively yes, on the basis of Unjust Enrichment. This means that your payments on the loan benefited the co-signer who retained the vehicle,...

What can I do if I found out a case has been filed against me for a credit card?

Certainly you can retain counsel. However, if the matter is already post-judgment and a garnishment order issued it will be sent to your employer....