Jefferson capital systems sent me a summons for a auto loan from 2016. However I didn’t even know who Jefferson capital was ?
Ronald's answer
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Answered on July 22, 2020
Jefferson is a debt buyer. It purchases defaulted automobile loans and other types of loans.
It is very likely that you have potential defenses...
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Can I file an action against a collector attempting to collect from my deceased father?
Ronald's answer
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Answered on May 07, 2020
Based upon what you describe, the debt collector violated the Fair Debt Collection Practices Act and quite possibly the Telephone Communication...
My car was illegally repossessed what should I do?
Ronald's answer
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Answered on April 26, 2020
If your car was taken during the Coronavirus shutdown, it for that reason alone may be an unlawful repossession as repossession services are not an...
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What are my rights here with this crooked car dealership?
Ronald's answer
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Answered on April 16, 2020
Your situation is similar to many people with a twist related to the Coronavirus. The twist being that the BMV is closed.
This is a typical...
Archived
Can an auto dealer contact me after a week of having my car and tell me there’s a missing down payment ?
Ronald's answer
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Answered on March 24, 2020
There appear to be many things wrong with this transaction, many of which violate the Ohio Consumer Sales Practices Act (CSPA)
First, given that...
Can I sue for not being offered a buyers guide?
Ronald's answer
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Answered on March 22, 2020
The buyers guide is but only one problem for this "private seller."
It is a violation of the Consumer Sales Practices Act to fail to obtain a...
Archived
Can I sue a sports information consultant for giving terrible advice and picks?
Ronald's answer
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Answered on March 16, 2020
All of the others are correct. Except, there is a way to make lemon aid. They will sell your name to telemarketers and will either text or make...
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What are my rights?
Ronald's answer
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Answered on March 16, 2020
In Ohio, it is illegal to sell a motor vehicle with a salvage or rebuilt salvage title unless it was disclosed to you before you signed any...
What rights do I have if a dealership sold me a used vehicle without disclosing it had frame damage before the purchase?
Ronald's answer
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Answered on February 14, 2020
You may bring a case based upon fraud and violations of Ohio's consumer protection statutes. It is a violation of the law to fail to advise a...
Archived
I trying to find out what is the most that can happen when a car dealer sue you for the remainder of your car loan.
Ronald's answer
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Answered on October 18, 2019
You may in fact have defenses if the dealership violated any portion of the Consumer Sales Practices Act, and dealers often do violate the act. If...