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Can I be charged with a felony for fraud in the state of California for an unpaid payday loan from 7 years ago?
Ronald's answer
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Answered on November 03, 2012
No you can not be arrested for failing to pay a payday loan.
Section 3-104(2)(b) of the UCC, defines a check as "a draft drawn on a bank and...
Archived
Can i sue the post office for one of there mail man stold my debit card and my pin?
Ronald's answer
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Answered on November 02, 2012
The post office would be immune from liability for the post man's actions. In addition, it is clear that the postman was operating on his own and...
Archived
My boss changed my payday from thursday to friday as a punishment for another employee always missing friday, is it ok?
Ronald's answer
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Answered on November 02, 2012
There is no problem with changing the payaday so long as it is paid at least twice a month. The delay may be no longer than the following.
Every...
Archived
Can a private litigant bring a lawsuit under the FCRA for Section 623?
Ronald's answer
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Answered on November 02, 2012
You may bring a case and succeeed with a private cause of action in limited circumstances.
There is no private right of action under FCRA to...
Archived
How can i deal with my child"s medical bills bills when not receiving them in a timely manner?
Ronald's answer
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Answered on November 01, 2012
My suggestion would be to summarize her position in writing and detail all of the events in a letter to her along with a plan of how you can pay...
Archived
Debit card was lost, next day bank issued a new card. 3 weeks later someone withdrew $3000 from the card I had reported lost.
Ronald's answer
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Answered on October 31, 2012
Seems to me the bank is giving you a story.
I would suggest that you write the bank a letter outlining your entire story. Be very detailed...
Archived
If the plaintiff vacates a civil judgment, can they come back and recollect?
Ronald's answer
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Answered on October 31, 2012
If they vacated the garnishment order, they can come back and request a new garnishment order without filing suit again.
If the judgment...
Archived
I took out d payday loan on a active account all information was correct I am in default is this wire fraud
Ronald's answer
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Answered on October 30, 2012
No, if you were truthful then it is not fraud.
My guess is the payday loan company is starting to threaten you with criminal prosecution. ...
Archived
Can I fight this? I'm an automobile technician and I get paid for what I turn in, if the shop charge 10 hrs for a job, I get ..
Ronald's answer
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Answered on October 30, 2012
Yes you can.
As I understand it, you work based upon a flat rate structure. You earn an hour's pay based upon a book that determines how long...
Archived
What options do you have to dispute a claim against you being pursued by a collection agency?
Ronald's answer
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Answered on October 30, 2012
I would sugest that you request verification of the debt in writing from the collection agency. They will have to stop collection until they...