Archived
I own house and paid cash and fell behind on real estate taxes and now face foreclosure.
Does my wife need to be served as well
David's answer
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Answered on June 13, 2014
Your wife holds a dower interest (yes, we still have those in Ohio -- a one-third contingent life estate for potential widows) and so she must be...
Archived
Are all IRA/Roth IRA exempt under Florida BK7 Law?
David's answer
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Answered on June 13, 2014
Subject to a few rare exceptions, all retirement account and pension plan funds are exempt from creditors. The only instances where the Chapter 7...
Archived
Can we work as a staffing agency in the USA from abroad?
David's answer
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Answered on June 13, 2014
Any foreigner who is looking to enter the United States for a temporary stay must first obtain a nonimmigrant visa. Temporary worker visas are for...
Archived
Chapter 7 mortgage loan account is added back to my credit report
David's answer
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Answered on June 12, 2014
If you did not sign a reaffirmation agreement, your personal obligation on the note has been discharged along with your other dischargeable debts....
Archived
I have a money judgment lien on my house from a lawsuit. How can I motion to avoid the lien?
David's answer
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Answered on June 12, 2014
You can avoid a nonconsensual judgment lien on property if:
• A court issued a money judgment and that judgment was properly perfected;
• You...
What has to be included on Chapter 7 bankruptcy?
David's answer
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Answered on June 12, 2014
All your debts and all your assets, as well as all your income and all your expenses, must be included in your bankruptcy. You cannot pick and...
Archived
I have a land contract and it was satisfied and was suppose to be recorded about 3 weeks ago. It hasn't been done yet?
David's answer
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Answered on June 12, 2014
Are you requesting that the land contract itself be recorded? That should have been done immediately following execution of the document. If you...
Archived
I am a US citizen and have to file BK7 but have Canada consumer debit. Can they come after me here in the USA?
David's answer
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Answered on June 12, 2014
A Chapter 7 discharge will prohibit a foreign creditor from pursuing their debt through a collector here in the United States against your American...
Archived
What can i do if i gave a landlord money for rent and he wont give me a lease. he wrote me a receipt but when i call or text he
David's answer
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Answered on June 12, 2014
You can call your local housing court about rent-depositing to get the matter before a magistrate. But I would discuss this with a qualified...
Archived
I pay my Ch.13 on time. However, I was not aware that my tax refund belongs to the trustee and used it. How do I make my case?
David's answer
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Answered on June 11, 2014
I would only add that you may need to update your schedules as well to reflect increased medical expenses. This may then require a modified plan as...
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