I lost my EIN. I haven't been able to get through to the IRS. What do I do?

•You can dig up the IRS notice that was issued you applied for your EIN. •Contact the bank if you used your EIN to open a bank account. •Look at...

In Ohio, defaulting on land contracts is governed by R.C. Chapter 5313. Specifically, Section 5313.05 provides: "When the vendee of a land...

What can we do?

You can file a complaint with the Ohio Civil Rights Commission if the discrimination occurred within the last six months. In Ohio, you are...

What happens to a foreclosure judgment after loan modification?

Recently, we were able to cajole the lender into signing an agreed entry vacating the judgment. This allowed her to avoid a judgment on her credit...

I am having problems with my mortgage company HFC/B. They keep making computer errors (they call them),then take months to fix.

You should speak with someone who is knowledgeable about claims under the FDCPA, FCRA and, as my colleague noted, the new CFPB regulations passed...

Can filing bankruptcy stop a sheriff sale on my home?

There is another option if you have a HAMP participating lender. You can submit a request for a mortgage modification under HAMP (if it's at least...

I purchased and closed on the house 1 day ago went in the home today to find a huge cockroach can I back out of this house now ?

4 parts borax, 2 parts flour, and 1 part cocoa powder. Pour it in a continuous line along the walls. Put an extra dose under sinks and around...

I am having problems with making payments on my house, What do I need to file for bankruptcy?

I agree that bankruptcy should be your last option in trying to save your house. There are opportunities to modify your loan and reduce your...

Uncertain

You can file a motion to modify your plan to include post-petition tax debt. If you refuse to modify the plan, the Chapter 13 trustee may pursue...

Can I. Get money for a foreclosure settlement that had expired?

This sounds like a payment from an Independent Foreclosure Review. The Comptroller of the Currency directed escheatment of funds remaining from...