If a house is foreclosed on or short sold, can the lender(s) come after the home owner for a deficiency?

The lender may indeed want to pursue a deficiency, but only against certain assets. In Ohio, a mortgage lender has two years to collect on a...

The present creditor says to take loan inquiries to the servicer but servicer will not respond.

You have some very good attorneys in Cincinnati with experience in foreclosure defense, RESPA and TILA claims, and other consumer litigation. This...

If the Trustee is entitled to assert a claim against an asset, he should give your client an opportunity to set up a payment plan in order to pay...

How easy is it to rent after foreclosure /sheriff sale?

This can be a challenge, but is not insurmountable. Here in Cleveland, many families have had to go through what you are facing now. But with a...

Yes, I agree with my colleagues. This is a rather common issue and any competent bankruptcy attorney can help you out.

I am/was being sued by midland funding . i called today to set up a payment plan , do i still need to respond to the summons ?

You need counsel ASAP since it is not clear whether you qualify for permanent loan modification or must take the forbearance plan the lender is...

Perhaps. Railroads are generally liable for incidents that stem from their negligence. However, railroad crossings are inherently dangerous so it...

It appears that he has no obligation on the mortgage loan as a result of his bankruptcy. Therefore, I'm not sure I see how he would gain anything...

If my wife in Ohio incurs a large liability by causing a car accident, can my property kept in my name alone be endangered?

Although your wife has a dower interest (one-third life estate) in any real property you own, that interest is non-transferrable and so could not...

Can I file for bankruptcy if my wife will not both our names are on house and car.

Yes, you can file separately. Your personal obligation on the house and car may be discharged. Your wife's obligation may remain. But this is worth...