Questions answered by Steven Scott Davis

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I am listed as PG for a corp credit $142,000. The company stopped making payments after credit was maxed in a few months. The o

Steven's answer | Answered on February 10, 2013

Your options are somewhat limited and depend on circumstances. If the creditor sues you, you would have a right to sue the corporation, if you...

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I settled a 3 years old debt with Asset Acceptance and they just send me a 1099 c? How do I dispute? Thank you

Steven's answer | Answered on February 06, 2013

The Internal Revenue Code includes forgiven debt as income. As a result, the money that they agreed not to collect, regardless of what they paid...

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Can my income be garnished?

Steven's answer | Answered on February 05, 2013

I agree with the prior answers that SSI can not be taken. As for the retirement, it depends on what kind of plan is involved. It is a qualified...

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Do you have to claim all debt in Ch7 Bankruptcy? Is anything exempt?

Steven's answer | Answered on January 30, 2013

When filing, everything that is owned and everyone to whom money is owed has to be listed. If there are debts that one wishes to continue paying,...

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I have a home in Florida. I am on SSI Disability . I have many past outstanding debt on credit cards, I cannot pay these .

Steven's answer | Answered on January 28, 2013

As the others have suggested, you should speak to an attorney. Your house is probably protected. The sale proceeds may not be. You should talk...

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On a payday loan that has went to collection can they take my income tax return?

Steven's answer | Answered on January 25, 2013

Payday lenders, and lenders in general, are not able to attach tax refunds. Even with a judgment against you, a lender can not get an income tax...

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I was handed us summons for my husband .for a medical bill what do I do

Steven's answer | Answered on January 16, 2013

If your husband resides with you, then delivering the summons to you, at that address is proper service. You should give the summons to your...

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Trying to fight a Warrant in Debt case

Steven's answer | Answered on January 02, 2013

Under the Fair Debt Collection Act, they are required to provide you with proof of the debt. A prior demand letter does not appear to constitute...

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Do I have any possibility of trying to collect when chapter 128 and bankruptcy 7 are filed at the same time?

Steven's answer | Answered on January 02, 2013

You have two separate issues in your question. The first deals with Chapter 128 for the corporation. I presume that this is a state statute. One...

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Can one spouse's personal check./save. accts. be touched if other spouse should be sued for anything & doesn't have enough $?

Steven's answer | Answered on December 27, 2012

If the funds were divided based on whose funds they were or based on a proper separation agreement, there should not be any issue and the funds can...

Steven Scott Davis's Answers (121)

I am listed as PG for a corp credit $142,000. The company stopped making payments after credit was maxed in a few months. The o

I settled a 3 years old debt with Asset Acceptance and they just send me a 1099 c? How do I dispute? Thank you

Can my income be garnished?

Do you have to claim all debt in Ch7 Bankruptcy? Is anything exempt?

I have a home in Florida. I am on SSI Disability . I have many past outstanding debt on credit cards, I cannot pay these .

On a payday loan that has went to collection can they take my income tax return?

I was handed us summons for my husband .for a medical bill what do I do

Trying to fight a Warrant in Debt case

Do I have any possibility of trying to collect when chapter 128 and bankruptcy 7 are filed at the same time?

Can one spouse's personal check./save. accts. be touched if other spouse should be sued for anything & doesn't have enough $?