What are the Indiana laws regarding post dated checks, then stop payment after 7mos.(stale) before funds are available?
Steven's answer
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Answered on March 03, 2014
There are two issues. The bank's liability to pay the check and the maker's. The bank's responsibility ended when the maker stopped payment. It...
Can a creditor take my wife's car if I have a judgment against me?
Steven's answer
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Answered on February 07, 2014
Transferring a car into another party's name to avoid collection is not an advisable thing to do. It can, in most jurisdictions, be deemed a...
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If a client hasn't paid, is it legal to add a late charge?
Steven's answer
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Answered on February 04, 2014
This would be an issue for the agreement that was entered into when the work was done. If it provides for a late charge, it would be legal.
Archived
Under Declaration of Property, do I have to be exact on the information I provide?
Steven's answer
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Answered on February 04, 2014
If your question is in the context of filing a bankruptcy petition, then yes, the income has to be accurate. It does not require that you provide...
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Should I bother filling out a request for a hearing on Garnishment of wages. Even though I was only authorized user on CC acct?
Steven's answer
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Answered on January 26, 2014
I presume, since they are filing a garnishment of your wages, that the creditor already obtained a judgment against you. Usually, the hearing on a...
Archived
Can a self employed/sole proprietor file personal bankruptcy and not affect his business?
Steven's answer
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Answered on January 09, 2014
If the business is not incorporated or in some entity other than yourself, then the filing of a personal bankruptcy would be a filing for the...
Archived
I lost my job,my bank account is drained and I have to turn in my leased 2013 Volkswagen pass at with only 5000miles in mint
Steven's answer
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Answered on December 24, 2013
I am not certain what you want to do. If is to get out from under the debt, or possibly restructuring the loan, some form of bankruptcy may be a...
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Does the debt collection agency have the right to continue reporting to the credit bureau after a case was closed/dismissed?
Steven's answer
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Answered on December 20, 2013
The fact that the case was dismissed without prejudice means that the creditor could still re-file the suit against you. As a result, you still...
Archived
If you didn't give refund to trustee can you give refund late without problems
Steven's answer
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Answered on December 18, 2013
While I agree in general with the prior answer, I think it depends on how late and what action has been taken by the trustee to recover the funds. ...
Archived
I am disabled and live on $870 from social security which is directly deposited into a bank. There is a judgment against me .
Steven's answer
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Answered on November 29, 2013
If the only source of the funds in the bank account is Social Security, they are protected. If the creditor were to attempt to attach those funds,...
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