What do I do if an employer I interviewed with requests my credit report without my consent?

An employer or prospective employer does not have a right to obtain your credit report or your background report without your express written...

I received a job offer, went over new hire paperwork, then email stating "you're not a good fit". What are remedies (if any)?

I wonder if the employer has used a background report to change its mind? Do you have any past court cases which could appear in a criminal...

Unknown debt

This may be a scam. Do not provide any information over the telephone to individuals period. If you do not believe that a debt exists, then you...

My mother is using my SS number and possibly my identity. Who do I contact and what do I do? I called the police in the town.

You should make out a police report and keep a copy of the report. You should then request your consumer file from all three credit bureaus...

Most states have abolished what you are talking about, i.e., Amatory Claims or Heart Balm Claims. I believe NY did so in the 1930s but you should...

You should tell him that though you have a friendship outside of the work place that you feel uncomfortable that he asked for intimate photos of...

Lost employment Opportunity

You very well may have a claim under the Fair Credit Reporting Act (FCRA) the federal statute that governs the sale and use of credit and...

What happens if a creditor, collections, etc. fail to respond to the credit bureaus during a consumer-initiated dispute?

The credit bureaus have 30 days to conduct the investigation of your dispute. This means providing the creditors with what information you provided...

I signed a job offer letter agreeing to employment. After the company checked my background they chose not to give me a job

An employer has a right to use criminal background or employment history reports to make employment decisions. However, the employer is mandated...

I have an issue.. my sister used to be in adult movies and made a lot of enemies.. there are ppl who keep posting my family's di

Generally, a person can make statements which are true about another and not necessarily be subject to claims of slander or libel. Are the...