Questions answered by Scott Edward France

Archived

I have a question about the mean test for bankruptcy. In that six month time is that gross or net income?

Scott's answer | Answered on May 15, 2013

Excellent question! The Means Test can be a source of confusion for all debtors. Essentially, the Court wants to know what is the gross (before...

Archived

Am I judgement proof against HOA dues post Chapter 7 and have abandoned the property. My only income is social security

Scott's answer | Answered on May 15, 2013

Please contact your bankruptcy attorney immediately for the most accurate answer. If you surrendered the real property and it was properly...

Archived

Can I file bankruptcy If I owe less than $10,000 to my college?

Scott's answer | Answered on May 14, 2013

Generally speaking, educational loans are non-dischargeable debts. If this in fact was a student loan and unless you meet one of the very rare...

Archived

My daughter declared bankruptcy 2 years ago she thought she was not including her home now she finds out her home was included

Scott's answer | Answered on May 14, 2013

Your daughter should contact her bankruptcy attorney as soon as possible to get more information. Generally speaking, all debtors must...

Archived

I am being sued for a credit card debt and I need to know if these question should be answered: name, address, social number,

Scott's answer | Answered on May 04, 2013

I agree with the other attorneys in that you must file a timely Answer or risk default judgment. Consult with a bankruptcy attorney soon. If you...

Archived

Vehicles and bankruptcy...

Scott's answer | Answered on May 03, 2013

Great questions! First, in regards the 2 vehicles, you are allowed to protect $3,450 in equity on a car which you are on the title. I'm not sure...

Archived

I have over 50k in credit card debt that I cannot payoff I make over 90k i need help to resolve this

Scott's answer | Answered on April 30, 2013

Good question and you are being smart by getting some legal help on board. Good job! Each potential bankruptcy case is unique and most attorneys...

Archived

What does reaffirming an auto loan mean?

Scott's answer | Answered on April 25, 2013

This is a common question and a very important topic. First and foremost, you should consult with your attorney before signing/filing any...

Archived

Am I liable if I transport group purchases?

Scott's answer | Answered on April 24, 2013

I'm not sure if there is a bankruptcy related question here. If there is a bankruptcy-related issue please re-submit the question, as a bankruptcy...

Archived

My bankruptcy lawyer had me reaffirm my second mortgage not my first now I'm being sued

Scott's answer | Answered on April 22, 2013

Reaffirmations are a bit tricky and need to be fully explained to the debtor. Generally speaking, I advise all of my clients who are seeking a...

Scott Edward France's Answers (184)

I have a question about the mean test for bankruptcy. In that six month time is that gross or net income?

Am I judgement proof against HOA dues post Chapter 7 and have abandoned the property. My only income is social security

Can I file bankruptcy If I owe less than $10,000 to my college?

My daughter declared bankruptcy 2 years ago she thought she was not including her home now she finds out her home was included

I am being sued for a credit card debt and I need to know if these question should be answered: name, address, social number,

Vehicles and bankruptcy...

I have over 50k in credit card debt that I cannot payoff I make over 90k i need help to resolve this

What does reaffirming an auto loan mean?

Am I liable if I transport group purchases?

My bankruptcy lawyer had me reaffirm my second mortgage not my first now I'm being sued