Archived
My car is 11yrs old and will be paid off in August. Should I reaffirm or purchase a 'younger' vehicle after chpt 7 discharge?
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Answered on October 09, 2013
Interesting topic choice. I would suggest that you also look at this issue from a different perspective. For example, what will my "vehicle...
Archived
Can I declare bankruptcy by myself even though I am married? All debts are in my name only & all I own is a 10 year old car.
Scott's answer
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Answered on October 03, 2013
Yes. Be sure to get a free consult with a good bankruptcy attorney.Your husband's income information will be needed to confirm your chapter 7...
Archived
Can I file for bankruptcy by myself? I don't necessarily NEED a lawyer right?
Scott's answer
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Answered on September 11, 2013
I hear this question a lot. It is most definitely difficult to afford an attorney when you are experiencing financial distress. However, a good...
Archived
Collections coming after my wife for credit card she authorized for the company she worked for that has since closed.
Scott's answer
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Answered on August 17, 2013
I agree with the other attorneys that you need to first get validation of this debt. Ask for an accounting, a copy of whatever agreement may have...
Archived
Chapter 7 Bankruptcy --- currently unemployed ---- safe to get a high paying job after the 341 meeting.
Scott's answer
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Answered on August 14, 2013
First, congrats on the new job! Your new income will more than likely be OK, especially if you did not know about the job offer before you filed...
Archived
Bankruptcy Question
Scott's answer
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Answered on August 03, 2013
Great question. It is unlikely that this debt will go away. In fact the creditor is now one step closer to a possible garnishment. This is a good...
Archived
I filed bankruptcy in April. I received an inheritance in July. Do I have to turn the entire check over to my bankruptcy?
Scott's answer
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Answered on August 02, 2013
I agree with the other attorneys that you need to immediately contact your bankruptcy attorney and offer full disclosure and cooperation. You may...
Archived
If I file bankruptcy can the trustee not allow me to reaffirm both my car loans?
Scott's answer
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Answered on July 19, 2013
Excellent question as many debtors worry about the reaffirmation process. Some attorneys are in favor of reaffirmations and others are against as...
Archived
Is it legal in Michigan to be sued for a credit card debt that is already 7 years old?
Scott's answer
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Answered on July 11, 2013
Yes. Be sure to ask an attorney about your deadline to respond in case you are contesting the matter. If you are chapter 7 eligible, you likely can...
I filed bankruptcy and told my lawyer I want to keep my house and cars, should he mention that we need to sign and reaffirm?
Scott's answer
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Answered on July 11, 2013
This is an interesting topic and a good question. I agree with another attorney that you should simply discuss this with your attorney directly. ...
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