This is a complex area which you need to discuss with your attorney. Generally speaking, discharge and closure are two different events. While...

Purchases after filing chapter 7

I typically advise my clients to play it safe during this interim period between filing and discharge. While it is not necessarily wrong, it may...

Will my bankruptcy case be thrown out???

As mentioned by the other attorneys, I believe the main point is that your credit counseling course was completed (with certificate) BEFORE your...

Excellent question. First, always speak initially with your attorney as he or she is your guide throughout the bankruptcy process. Generally...

What will happen now that I can't make payments anymore since I signed an agreement to pay it back.

Excellent question! Generally, you would be breaching the agreement, simply leading to the credit card/collection company to begin action. You...

What would be better for filling for bankruptcy chapter 7 or chapter 13 and also how much would it cost to file bankruptcy

Thank you for your inquiry!! Lots of moving parts here, but here are a few basic tips to get started on your journey to a fresh start. First,...

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Can my wife file bankruptcy alone without affecting me

Yes, this is actually a common scenario in which one spouse files without the other. This is especially common when one spouse carries all or most...

Excellent question, one we hear often in our bankruptcy practice. You are likely being required to contribute tax refunds for 5 years due to the...

Can I file for bankruptcy still?

Generally, contracts such as these cannot force you to forfeit your right to file bankruptcy. Also, your bankruptcy attorney will ask you to list...

Excellent question! Yes, generally an overdrawn bank account can be listed as unsecured debt in your bankruptcy petition and subsequently be...