"All my mother did was provide a roof over our heads." Really?

You need to consult a tax professional -- nobody on this forum can answer your question. A visit to an elder law attorney might also be a good idea.

Unless there is some state law that I am not aware of, there is no legal requirement that disabled senior get a reduction on their HOA fees.

I agree with my colleagues but would add that the test is whether you were insolvent during the tax year in which the 1099-C was issued, not...

Tell your ex-mother-in-law that you will be happy to give your daughter's SS # directly to the attorney or law firm that is preparing the trust for...

You should try to wait until all of your tax returns have been processed.

It sounds like the guys that you want to hire want to be paid under the table, which is illegal. My recommendation is to do everything correctly...

You need to consult an estate planning attorney who can assist you with this. This is not something you should attempt on your own.

It sounds as though you need to consult an Elder Law attorney. He/she can counsel you as to how best to arrange your affairs in order to maximize...

Typically, assuming that the funds are disbursed before year-end or within 65 days after the close of the tax year, the beneficiaries will each pay...