Based on the language that you just quoted, it appears that the answer is "YES" --- creditors can reach the joint bank account.

Absolutely! Moreover, they will continue to garnish your Social Security even after the expiration of the 10-year collection period.

You are not required to file a federal income tax return if your income is zero. However, very few people actually have zero income.

It's too bad that you or your family didn't seek out the assistance of an expert probate law attorney before you did all of this. You were...

If you are using the same business entity, then no. If you start up a new LLC, then yes.

You can only exclude the $250 K if the house is your principal residence for 2 out of the preceding 5 years.

Some states will "estimate" your payroll tax obligations if you do not file. I don't know what they do in Wisconsin. Every small business owner...

Use Form W-7. Instructions for Form W-7 are on IRS web site.

You need to sit down with an expert probate or real estate attorney and discuss what you are trying to accomplish.

For tax purposes it is best to have a clean paper trail. Start your own Ebay account -- that way the 1099's will come to you and you (and your...