Finance owes a lot in medicals bills and a cell phone bill collections, how will this affect me when we get married and buy home

I concur with the other attorney who answered this question before me. Your debt is your debt and your fiancé's debt is his debt. Once married if a...

Am I able to buy a used car cash if I haven't paid my old debt?

The current (5-30-15) Ohio exemption for vehicles is $3,675 and you also have a wildcard exemption of $1,225. So, value is at issue here. Creditors...

You have the option to surrender the vehicle early (before you file bankruptcy) or wait until you file your bankruptcy. Be cautious if you are...

How does an open estate with transferred upon death work with secured and unsecured loans?

This is difficult to tell if this is a bankruptcy estate question or a probate/estate administration question. A TOD confirmation affidavit must be...

What date do you go by for the automatic stay to continue past 30 days when a second petition is filed?

A key point is that once your case was dismissed no stay is in place, so creditors have all afforded rights to collect and pursue their claims....

Help with a bill in collections!

I agree with Mr. Marsh. I gather from your question that money is tight so hiring a lawyer to assist you may not be a viable option. If a lawsuit...

If I'm ordered to pay a former landlord money and then file bankruptcy will I still need to pay them?

You are correct assuming you are filing a chapter 7 bankruptcy. The landlord appears to be suing you for alleged back rent and/or damages. At the...

There is no equity in either vehicle so you do not use the auto exemption on Schedule C. You list both vehicles on Schedule B and list both secured...

Can you save a house by filing a Chapter 13 in Ohio after the sheriff's sale but before the court confirms the sale?

The answer to your specific question is "No". The new buyer's rights do not take effect until after the sheriff sale is confirmed. At that time,...

Do I need to correct my reaffirmation of my mortgage on my chapter 7 bankruptcy

The 6th Circuit - more specifically, the Southern District of Ohio - Columbus Division - is very clear that once a bankruptcy discharge has taken...