How long does a creditor have to file a 1099-c ?

Typcially a 1099 c issued upon cancellation of debt. If you are insolvent when you do your taxes it may not be a tax liability. Your accountant...

How can I get around this situation to get my money back?

First were you served notice of her filing? If not, you need to find out if she indeed filed. If she did, you are entititled to notice. With...

If you accidentally become over drawn on your bank account, and it has been over 7 yrs. can the bank take you to court?

If you voluntarily entered into a repayment agreement they could possible take you to court to collect. Start a timeline of the transactions. ...

I recently filed for chapter 7 bankruptcy and it was discharged in 2013, can I file for chap. 13

Yes you can file a Chapter 13 however you will not be eligible for a discharge. You will be able to stop the wage garnishment and if you are in a...

My ex is to pay the house payment until I sell some property, then I will pay off my share. She isn't paying. What can I do?

I have to make several assupmptions in my response. First was she required by the divorce decree to cooperate in the sale of the the house? If...

Chapter 7, help not sure what to do??

You need assisitance for a bankruptcy. Contact the legal aid office in your location. It seems you may qualify for a discounted rate.

Do I need a lawyer for harassment?

Contact your bankruptcy lawyer now. Create a time line of events and detail the emotional duress their actions caused you. It seems a Contempt or...

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Title loan before filing Chapter 13?

If you take out a title loan it will be treated as a secured claim in the Chapter 13 and most likely be paid the full amount plus some interest. ...

I have an old student loan that has grown beyond reasonable repayment due to penalties and interest. Can this be negotiated?

I agree with my colleagues above, however, there are more Student Loan discharge options that may be of benefit to you. If the school you attended...

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I have been told I am judgment and collection proof. I do not own property, savings account, or even an automobile.

With limited financial information, I will assume that you are on Social Security or have a pension. These types of income are judgment proof. ...