Questions answered by Scott Russell Needleman

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Can wages be garnished or a person go 2 jail while on ssdi

Scott's answer | Answered on April 13, 2013

This sound like an FDPCA violation if you were threatened with jail for not paying a debt. The income of SSDI is exempt from the creditors. If...

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I was sentenced to probation over 5 years ago. Never heard from them again.

Scott's answer | Answered on April 04, 2013

I would want to know what county. The reason, in several smaller counties surrounding Franklin County it might be an issue, because they are very...

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Garnishment

Scott's answer | Answered on April 04, 2013

First there is an assumption that they have a judgment against you already. If there is, they probably have no real reason to call you back when...

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Do i owe my mortgage if they were included in my ch.7 and never received a reaff?

Scott's answer | Answered on April 03, 2013

The debts would be discharged however if the house has not been sold or transferred, you are still the owner of record, and in the city of...

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My licence have been taken for over ten years will bankruptcy help me get them back

Scott's answer | Answered on March 31, 2013

First check with the BMV and determine what type of suspension it is. If it is a judgment security suspension as a result of a traffic accident,...

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I'm letting a car go back that i can no longer afford,the finance company is threatening me with wage garnishment, Chapter 7?

Scott's answer | Answered on March 27, 2013

Be best advice is to consult with a bankruptcy lawyer who offers a free consultation. My office is 1 mile west of 270 on E. Main. St. My name is...

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Would the attorney general collection dept be willing to waive a $481 collection fee on a $1061 debt?

Scott's answer | Answered on March 27, 2013

You always have the right to negotiate with them. If you go that direction I would advise you to have a lump sum to offer. Make it clear that it...

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I loaned $4,500 to a corporation I was working for. It is owned by my relatives. Where should I list this on Schedule B?

Scott's answer | Answered on March 25, 2013

I would list it on Schedule B as money owed to you. In Ohio, there is no exemption for money loaned to an unsecured creditor. If the Company put...

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I am cosigner on a private student loan for my son.

Scott's answer | Answered on March 25, 2013

I am sorry to inform you that student loans are non dischargeable unless you can show undo hardship, ie. can't maintain a minimal standard of...

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Do I need an attorney for a collection bill, that I'm still making payments on through the original creditor?

Scott's answer | Answered on March 24, 2013

I would first check with the vet prior to sending any money to the collection agency. It seems information crossed in the mail. You paid, however,...

Scott Russell Needleman's Answers (407)

Can wages be garnished or a person go 2 jail while on ssdi

I was sentenced to probation over 5 years ago. Never heard from them again.

Garnishment

Do i owe my mortgage if they were included in my ch.7 and never received a reaff?

My licence have been taken for over ten years will bankruptcy help me get them back

I'm letting a car go back that i can no longer afford,the finance company is threatening me with wage garnishment, Chapter 7?

Would the attorney general collection dept be willing to waive a $481 collection fee on a $1061 debt?

I loaned $4,500 to a corporation I was working for. It is owned by my relatives. Where should I list this on Schedule B?

I am cosigner on a private student loan for my son.

Do I need an attorney for a collection bill, that I'm still making payments on through the original creditor?