Archived
A credit card company tried to file charges on my husband for a credit card that was my responsibility
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Answered on June 16, 2013
You said "tried to file charges for fraud". Did they threaten that or actually file a criminal case? I am answering this assuming your paid because...
Archived
Can I request foreclosure on my home after satisfying my bankruptcy obligation?
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Answered on June 13, 2013
Assuming you are in a Chapter 13 and receive a discharge, you are liable for the house. More information is needed to answer your question. If...
Archived
Will there be an issue if i received a $6,000 tax return and paid off my vehicle and now want to file Chapter 7
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Answered on June 11, 2013
Specific information about the vehicle that was paid off is necessary to effectively answer your question. In Ohio you can protect equity in your...
Archived
How are charitable donations treated in Southern Ohio district for Chapter 7 and 13
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Answered on June 07, 2013
If it for a religious organization, and you can prove on-going donations, ie. claiming it on your tax return and having written documentation from...
Archived
The legal definition of "current monthly income" pertains to the six months before filing.
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Answered on June 07, 2013
The 6 months income prior to filing is for calculating the Means Test only. Your current and future income vs expenses is where the action is. ...
Archived
The trustee is trying to make me convert frrom 7 to 11 under 707b3 c totality of circumstances the vaguest of them all.
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Answered on June 07, 2013
Are you sure you do not mean Convert from a 7 to a Chapter 13?
Archived
What are the rules for 401k contributions counting in a chapter 7 or 13 in Ohio ?
Scott's answer
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Answered on June 06, 2013
This is a great question! Currently (as the wind changes fast) 401 K contributions are allowable if not excessive. That is today. If the Office...
Archived
Can I FILE BANKRUPECY ON PAYDAY LOANS
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Answered on June 04, 2013
Your options are limited. Assuming you did not write the check on a closed account, it is considered a loan. Typically they can be discharged in...
Archived
Should I sue Sallie Mae for negligence?
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Answered on June 01, 2013
The question is just too broad to answer without specific information. It is a breach of contract suit, and most attorneys would charge for type...
Archived
I have a small debt from a Community College I attended in Columbus, Ohio in 2004.
Scott's answer
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Answered on June 01, 2013
If this community college gave you a direct loan, not federally subsidized, it may still fall under the category of a non dischargeable student...
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