I would first call the court, tell then you will be late, and go. I am not very trusting of verbal communications about continuances when you do...

The creditor will have an opportunity to respond. If they do not contest the Trustee's filining, then you should have some money refunded by the...

I have a company taking me to court for a debt, what do i need to do

First, is this your only financial problem? Are you in a position to make a lump sum settlement? Make sure that you answer the complaint within 28...

I have a medical bill that I cannot afford to pay in full. If they cash my check is that acceptance of a payment plan in Ohio?

No it is not absent special language. They will continue to cash your checks as long as you send them. When you stop they can sue you,...

What is the homestead act

If you mean the SC homestead exemption is $112,300 then theoretically the trustee could attempt to force a sale to recover non exempt money. Is...

On bankruptcy form B 6j what does Backout removal of Social Security income (non -CMI/DMI) mean?

You seem to be asking about means test questions as it relates to DMI/CMI. You could also be referring to Schedule J, expenses. Just making an...

Tax refund during ch 7

In the State of Ohio earned income child tax credits are exempt. If you do get a large refund prior to filing, keep a detailed list of how the...

My student loans have been in garnishment for several years... should I rehabilitate?

You could file a Chapter 13 bankruptcy if your income allows. This will stop the student loan garnishment while you are in your Chapter 13 plan...

Yes. It is a breach of contract and you will be liable for the debt. The only way to stop it, is to pay them (lumbsums sometimes work), or file...

Sent multiple copies of deferment AND dozens of phone calls to Sallie Mae in the past year, but ive never even signed a loan

Companies buy and sell loans all the time. You have no control over who buys your loan. If you are delinquent, they can pursue all avenues of...