If my wife or I file bankruptcy solely can creditor take equity in house or is it tendency in its entirety ?

In Ohio each person can take a homestead exemption that would protect over $260000 in equity. With that being said, MO has homestead exemptions as...

Can I keep the house when the deed is in my ex and my name but she filed bankruptcy and I have no credit to refinance?

I have done sames sex situations and have a very important question. Are you legal married from outside the State of Ohio (since you answered "ex"...

I filed Chapter 13 in January of 2014 and, wanted to file Chapter 7. My payment is really hi what should I do?

Without details of your income, I will assume you are able to have the choice to convert to a chapter 7. That may not be a good choice as you...

Who is the collector? Is it a third party collector that purchased your student loan? If that is the case, you are not without hope. If it is a...

Does the State of Ohio not allow refinancing of vehicles from two names to one of those names?

If your fiance is able to obtain financing with his own credit, there should be no problem refinancing the car and have the title in his name...

Can a mortgage lender call you less than a month after discharge from chapter 13?

Darrell, from your facts the lender is in clear violation of the Bankruptcy discharge if you are not delinquent on your mortgage. Make a timeline...

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Your question is a little confusing, but the answer seems to be that a you lost the court hearing and the judge was going to issue a default...

A debt collector is trying to have a garnishment hearing in a completely different county than where I live, is that legal?

The first step is recreate a timeline of events. What county was it filed in? Did you ever live in that county? The second step is to the county...

Do I need to pay my unlawful impoundment fee?

From your facts you seem to have a pretty strong case. Your case will be litigated in State Court. If you need your car, pay now, and sue later. ...

Retained a Chap7 lawyer, not filed yet. The IRS put a 80% garnish on wages, what can I do to get a quick release before $ taken?

First filing bankruptcy, absent working out a payment arrangement, will stop any wage garnishment in a Chapter 7 at least temporarily. Depending...