Questions answered by Scott Russell Needleman

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Is it legal for a company to bring up a 20 year old bankruptcy?

Scott's answer | Answered on February 14, 2015

First call time warner back and calmly discuss your bill. They have no duty to accept you as a customer. Bankruptcy is public record. Why that...

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I am trying to keep my house. It was my house had to file bankruptcy. because of my credit had to put mortgage in his name.

Scott's answer | Answered on February 14, 2015

It is time for your to take control of your life. If you have been navigating this on your own, you have a very long road ahead. You need to hire...

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If an offer has been submitted for a short sale and you move forward with bankruptcy, what happens to the short sale?

Scott's answer | Answered on February 14, 2015

I am making an assumption that your are fiiing a Chapter 7. Once you file, the Chapter 7 Trustee will have control of the property. If there is no...

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Wife was beneficiary of life ins.policy

Scott's answer | Answered on January 18, 2015

I have to read between the lines of your question, it is quite confusing, however, I think the bottom line is to turn the money over to the Chapter...

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We filed a chapter 13 bankruptcy in 2008 it was discharged and paid in full in 2010 . are we able to file a 7 at this time

Scott's answer | Answered on January 08, 2015

You should have your choice of Chapter. If 6 years have passed since the filing of your Chapter 13, you are eligible potentially for either chapter...

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I have a judgment against me for a debt I believe I already paid. Can I fight this? Or is a judgment final?

Scott's answer | Answered on January 04, 2015

Go onine at fcmcclerk.com and look up the case. If you do not have the case number the site will guide you. Gather all of the court documents...

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I have filed for bankruptcy. But my doctor is still sending me statements for bill. What should I do?

Scott's answer | Answered on January 01, 2015

Was the doctor included in your initial filing of your petition? Did he get served? If yes, you may have a stay violation against the collecting...

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What are the steps in breaking my lease?

Scott's answer | Answered on December 27, 2014

If there is a health or safety issue, find a lawyer help you with this situation. You can file documents with the court putting your rent in...

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My wages are being garnished and I am considering filing a head of household exemption to reduce the garnishment amount.

Scott's answer | Answered on December 27, 2014

The question that needs attention is the state of your current financial affairs. If you are already being garnished for one debt, are there...

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Could an SSI recipient with 70% debt to income ratio be considered a qualified cosigner on a private student loan in 2008?

Scott's answer | Answered on December 17, 2014

First if you signed the note you are liable for debt. Private student loan discharge is difficult to obtain. In Ohio, there can be a statute of...

Scott Russell Needleman's Answers (407)

Is it legal for a company to bring up a 20 year old bankruptcy?

I am trying to keep my house. It was my house had to file bankruptcy. because of my credit had to put mortgage in his name.

If an offer has been submitted for a short sale and you move forward with bankruptcy, what happens to the short sale?

Wife was beneficiary of life ins.policy

We filed a chapter 13 bankruptcy in 2008 it was discharged and paid in full in 2010 . are we able to file a 7 at this time

I have a judgment against me for a debt I believe I already paid. Can I fight this? Or is a judgment final?

I have filed for bankruptcy. But my doctor is still sending me statements for bill. What should I do?

What are the steps in breaking my lease?

My wages are being garnished and I am considering filing a head of household exemption to reduce the garnishment amount.

Could an SSI recipient with 70% debt to income ratio be considered a qualified cosigner on a private student loan in 2008?